ZapCash - Quick Loans

Store description excerpt

💰 ZapCash – Instant Personal Loan up to ₹5,00,000 Enjoy quick personal loans at Low interest rates with a hassle-free 100% digital process. Get the approved loan amount directly in your bank account — fast, secure, and completely online. Whether you need funds for medical emergencies, travel, education, or personal expenses, ZapCash makes borrowing simple and transparent. 🏛️ Regulatory & Lending Information ZapCash is a digital loan facilitation platform that partners with RBI-registered Non-Banking Financial Companies (NBFCs) to provide personal loans to eligible customers. 🔐 Safe & Responsible Lending Loans are provided in accordance with the guidelines issued by the Reserve Bank of India under the Digital Lending Guidelines. 🏦 Our Lending Partners Weekline Investment and Trading Company Ltd RBI Registration No : 14.01001 BMW FIN-INVEST PRIVATE LIMITED RBI Registration No : B-05.05626 🚀 Why Choose ZapCash? ✔️ Instant personal loan up to ₹5,00,000 🏦 Direct bank account disbursal 📄 100% paperless & digital process 🔎 Transparent charges – No hidden fees 👉 Apply instantly with a few simple steps 🔐 Secure & encrypted platform ✅ Instant decision with minimal documentation Eligibility: 👤 Age: Minimum 21 years 💼 Employment Type: Salaried or Self-Employed 💰 Minimum Monthly Income: ₹16,000 or above 📱 Mobile Number: Aadhaar-linked mobile number for verification 🇮🇳 Citizenship: Indian resident with valid KYC documents 📊 Loan Details ✅ Loan Amount: ₹10,000 – ₹5,00,000 (sanctioned by our RBI-registered NBFC partners) ✅ Interest Rates: 12% – 30% per annum ✅ Loan Tenure: 3– 60 months ✅ Processing Fee: Up to 5% of the principal amount + GST ✅ Quick & Direct Transfer: Funds disbursed by our NBFC partners directly to your bank account ✅ No Collateral Required: Get a loan without pledging any security ✅ Foreclosure & Part-Prepayment Available ✅ Maximum APR – 45% ⏰ Late Payment Charges: As per loan agreement Interest rates and loan terms may vary based on credit profile, eligibility, and risk assessment. 💡 Loan sanctioned by our RBI-registered NBFC partner: ₹1,50,000 for 3 years 💰 Processing Fee: ₹6,195 (3.5% + GST) 📉 Interest Rate: 22% p.a. (on reducing principal balance) 💳 EMI: ₹5,730 per month 📊 Total Payable: ₹2,06,280 📌 Total Interest Paid: ₹56,280 📈 Annual Percentage Rate (APR): 25.14% 📲 How to Apply on ZapCash App? 1️⃣ Download the ZapCash App 2️⃣ Sign up with your mobile number 3️⃣ Verify PAN & basic details 4️⃣ Complete 100% digital KYC 5️⃣ Select loan amount & tenure 6️⃣ Review & accept loan agreement 7️⃣ Receive funds directly in your bank account 📞 Customer Support 📧 Email: care@zapcash.in 📱 Phone: 8503090309 👤 Grievance Contact Email ID : grievance@zapcash.in 📱 Phone: 7665466546 Privacy Policy: https://www.zapcash.in/privacy-policy

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