Vestday: RSU & Equity Comp
iOS app by Kjetil Dyrland. Finance · Kjetil Dyrland
- Store rating
- 0 / 5
- Store rating count
- 0
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 1.0
- Listing last refreshed
- 2026-09-13
View the original store listing
Store description excerpt
Your employer pays you in stock. Your broker shows a number. Nobody tells you what's actually yours after tax — or that the flat 22% they withheld probably isn't your rate. Vestday is the vesting spreadsheet, retired. Enter your grants once; from then on the app always knows what vests next, what it's worth today, and what to set aside for April. THE WITHHOLDING GAP US employers withhold a flat 22% federal on vests. If your marginal rate is 32–37%, the difference on a big vest year is a five-figure surprise. Vestday shows it per vest and per year: withheld → estimated owed → set aside this much. No more April shock. THE DOUBLE-TAX TRAP, DEFUSED For shares from equity comp, brokers legally report a cost basis on your 1099-B that EXCLUDES the income you already paid tax on. File it unadjusted and you pay tax twice. Vestday keeps the true basis for every lot and exports a basis report you can hand to your tax software or accountant. EVERY GRANT, EVERY EMPLOYER RSUs with any schedule (monthly, quarterly, cliffs, back-loaded curves, custom). ESPP with discount and lookback math, including qualifying vs disqualifying dispositions. Stock options (NSO/ISO) basics. Private-company grants with your own valuation. Old employer, new employer, all in one staircase — the view broker apps can't give you, because they only see their silo. NORWAY MODE / NORSK SKATT Norwegian tax resident with US-employer RSUs? Nothing is pre-filled in skattemeldingen — foreign brokers don't report to Skatteetaten. Vestday computes vest income against real 2026 trinnskatt and trygdeavgift tables, gains with oppjustering, skjermingsfradrag, formuesverdi at year-end rates — ready to type into the right posts. Full Norwegian localization. SCENARIOS BEFORE DECISIONS What if the stock drops 30%? What's the after-tax difference between selling at vest and holding a year? What does next year's vest income look like? Slide, compare, decide. PRIVATE BY ARCHITECTURE No account. No sign-up. Your grants never leave your device — the app only fetches anonymous market quotes. Face ID lock and a discreet mode that hides amounts. The App Privacy label says "Data Not Collected" because there is nothing to collect. WIDGETS THAT ANSWER THE REAL QUESTION "When do I vest next?" — on your Lock Screen, in a glance, without opening anything. HONEST LIMITS Every number is an estimate based on the rates and details you provide. Vestday is not a tax, legal or investment adviser, does not file anything, and market prices are indicative and delayed. Verify important numbers with your broker, employer or adviser. SUBSCRIPTION DETAILS Vestday Pro is an auto-renewable subscription: $79.99/year (first month free) or $12.99/month. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in Settings → Apple Account → Subscriptions. Any unused portion of a fre
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