ToFi
iOS app by Qihong Wu. Finance · Qihong Wu
- Store rating
- 5 / 5
- Store rating count
- 2
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 1.0.2
- Listing last refreshed
- 2026-09-15
View the original store listing
Store description excerpt
Every account you have, in one number. ToFi connects your checking, savings, credit card, and brokerage accounts and pulls them into a single view. No spreadsheets, no switching between five banking apps to work out where you stand. SEE WHERE YOU STAND Your net worth, updated as your accounts move. Balances across every institution in one place, with history so you can see the direction you are heading. UNDERSTAND YOUR SPENDING Transactions arrive categorized. Adjust a category once and ToFi remembers the merchant for next time. Browse by list or by calendar to see how a month actually played out. SET BUDGETS THAT HOLD UP Set a monthly budget per category and track against it as the month runs. Transfers between your own accounts and credit card payments are detected and kept out of your spending totals, so your numbers reflect real money leaving. TRACK WHAT YOU ARE OWED Mark a transaction as a reimbursement and ToFi keeps it out of your spending until it is settled. INVESTMENTS INCLUDED Brokerage and retirement balances and holdings sit alongside your cash accounts, so net worth means net worth. PRIVATE BY DESIGN Bank credentials go straight to your bank through Plaid. ToFi never sees them. There is no advertising, no tracking, and your data is never sold or shared for marketing. SETUP ToFi runs your bank connections under your own free Plaid developer account, so your linked institutions stay under your own usage rather than pooled with other users. Setup takes a few minutes and the app walks you through it.
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