TFS Finserv
iOS app by Thoshika Financial Services Private Limited. Finance · Thoshika Financial Services Private Limited
- Store rating
- 0 / 5
- Store rating count
- 0
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 1.2.9
- Listing last refreshed
- 2026-09-11
View the original store listing
Store description excerpt
TFS is your trusted partner for securing loans in India. We are a Direct Selling Associate (DSA) that simplifies the loan application process by connecting you with leading banks and NBFCs all at your doorstep. Our app allows you to easily submit an enquiry for various loan products. Our expert team will then contact you, visit you right to your doorstep to understand your needs, assist with documentation, and guide you in obtaining the best possible loan offers from our esteemed financial partners. We help you apply for the following types of loans: * Personal Loans * Home Loans * Business Loans * Loan Against Property Our Lending Partners: We are proud to partner with the following reputable RBI-registered financial institution: * IDFC FIRST Bank Limited (Bank): (https://tfsfinserv.com/Agreement-IDFC.pdf) Important Loan Information: Please note: TFS is NOT a lender. We are a loan channel partner (connecting customers to banks by providing guidance). The final loan terms, including interest rates, fees, and repayment tenure, are determined solely by the respective bank or NBFC partner based on your creditworthiness and their policies. The following information is indicative and covers the general range offered by our partners: Minimum and Maximum Period for Repayment: * Personal Loans: Typically from 24 months (2 years) to 84 months (7 years). * Home Loans & Loan Against Property: Typically from 12 months (1 year) up to 360 months (30 years). Maximum Annual Percentage Rate (APR): * The APR for loans facilitated through our platform can vary depending on the lending partner, loan amount, loan type, tenure, and the customer's credit profile. * For Personal Loans, the APR generally ranges from approximately 10.50% to 22% (including interest rate and applicable fees). * For secured loans like Home Loans, the APR is typically lower. * **Representative Example of the Total Cost of the Loan:** Let's consider an example of a Personal Loan facilitated through one of our partners: * Loan Amount: ₹1,00,000 * Interest Rate (APR): 14% per annum * Tenure: 12 months * Processing Fee (illustrative, can vary by lender): 2% of loan amount = ₹2,000 + GST as applicable * Total Interest Payable: ₹7,801 (calculated via reducing balance method) * Equated Monthly Installment (EMI): ₹9,002 * Total Amount Payable (Principal + Total Interest + Processing Fee): ₹1,00,000 + ₹7,801 + ₹2,000 = ₹1,09,801 (excluding GST on processing fee). Disclaimer: This is a representative example. The actual interest rate, processing fees, and EMI will vary based on the lending partner's policies, the loan amount, tenure, and the customer's individual credit assessment. We encourage you to discuss all terms and conditions with the respective bank/NBFC before availing any loan. * Short-Term Loans: We do NOT offer or facilitate personal loans which require repayment in full in 60 days or less from the date the loan is issued. All loans facilitated through our platform have a minimum re
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