SS Benefits Calculator
iOS app by HeungYeol Kim. Utilities · HeungYeol Kim
- Store rating
- 0 / 5
- Store rating count
- 0
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 1.0.11
- Listing last refreshed
- 2026-09-09
View the original store listing
Store description excerpt
Wondering when to claim Social Security? This free calculator helps you estimate your monthly benefits at every age from 62 to 70 — powered by the official SSA 2026 formula. Key Features: • Monthly benefit estimate for ages 62–70 • Full Retirement Age (FRA) calculation based on your birth year • Break-even analysis: when does delaying actually pay off? • Lifetime earnings comparison table (projected to age 85) • Visual bar chart comparing all claiming ages • Inputs saved automatically for next time How It Works: Enter your birth year and average annual earnings. The app uses the SSA bend point formula (AIME → PIA) to calculate your Primary Insurance Amount, then applies the official early/delayed claiming factors to show your benefit at every age. Did You Know? Claiming at 70 instead of 62 can increase your monthly check by over 75%. But your break-even age matters — if you don't live past ~80, claiming early may come out ahead. Disclaimer: Estimates are based on the SSA 2026 benefit formula. Actual benefits depend on your full earnings history. Consult SSA.gov or a financial advisor for personalized advice.
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