SpndX: Expense Tracker & Split

Name: SpndX: Expense Tracker & Split
Author: SpndX

Android app by SpndX. Finance · SpndX

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Listed by the store
Version: 2.0.4
Listing last refreshed: 2026-09-13

Store description excerpt

SpndX is a free offline expense tracker and bill splitter for roommates, couples, trips and friend groups - plus a personal budget planner for everyday spending. No ads. No daily limits. No bank account linking. No subscription. Most expense tracker apps want your bank login, show you ads, or cap how many expenses you can add per day. SpndX does none of that. Your data is stored in a local database on your device, and cloud sync only happens if you choose to sign in. WHY SPNDX • Works fully offline - log expenses with no internet, on a plane, or with no signal • No bank account needed - SpndX never asks for banking credentials or uses Plaid • No ads and no subscription - there is no premium tier, so nothing is locked • No daily expense limit - add as many expenses as you need, every day • Multi-currency expense tracker - 150+ currencies with conversion-aware storage • Splitwise CSV import - bring your existing groups, expenses and balances across • UPI expense tracker - scan a UPI QR code to log a payment, with no SMS permissions • Spending analytics - category breakdowns, trends, spending heatmap and health score ROOMMATE EXPENSE TRACKER Split rent, groceries and utilities with flatmates. SpndX supports equal, percentage, exact amount and share-based splits, so a larger bedroom can carry a larger portion of the rent. Debt simplification collapses the web of balances into the fewest possible payments, so the group settles with a handful of transfers instead of dozens. GROUP EXPENSE TRACKER FOR TRIPS Split travel costs with friends without a spreadsheet. Create a Shared Space, invite people by QR code - guests can join without registering - and log expenses in whatever currency you paid. Everyone sees one balance in their own currency at the end of the trip. MULTI-CURRENCY EXPENSE TRACKER FOR TRAVEL Track spending across countries in 150+ currencies. Each expense keeps both the amount as charged and its converted value, so reports still reconcile with your card statement months later. Conversion works offline using the last retrieved rates. EXPENSE TRACKER FOR COUPLES Track shared spending without merging finances or exchanging bank logins. Personal expenses stay in your own ledger; anything you add to a Shared Space is visible to both of you. UPI EXPENSE TRACKER FOR INDIA Scan any vendor UPI or BharatQR code inside SpndX to capture the payment details - works with Google Pay, PhonePe, Paytm and bank UPI apps. SpndX never requests SMS permissions, so you are not granting inbox access to track your spending. Cash and card expenses are logged the same way and appear in the same budgets and reports. PERSONAL BUDGET PLANNER Set category budgets, watch progress through the month, and review spending with trends, category breakdowns and a spending heatmap. A financial health score summarises the month at a glance. A FREE SPLITWISE ALTERNATIVE If you are looking for a Splitwise alternative without daily limits or ads, SpndX is a direct r

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