SmartCredito Préstamos Rapidos
iOS app by Arena Finance Spain S.L.. Finance · Arena Finance Spain S.L.
- Store rating
- 1.75 / 5
- Store rating count
- 4
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 1.6.1
- Listing last refreshed
- 2026-09-09
View the original store listing
Store description excerpt
SmartCredito – your online personal loan app in Spain SmartCredito is a financial application that allows you to request personal loans quickly, securely, and without complicated procedures. Our approach is based on transparency, user protection, and regulatory compliance. FIRST-TIME USER PROMOTION New users can benefit from a promotional offer with 0% interest on their first loan. This introductory promotion is available only for first-time borrowers and subject to eligibility and loan terms. All applicable conditions, repayment details, and any potential fees are clearly disclosed in the app before confirming the loan. MAIN CONDITIONS - First loan: up to €500, subject to credit assessment. - Returning clients with good repayment history: up to €1,000. - Minimum repayment period: 65 days. - Maximum repayment period: 125 days. - Maximum APR: 34.68% annually. - 100% digital process: application, verification, and signing without paperwork. - No guarantors or in-person visits required. REQUIREMENTS - Age between 18 and 75 years. - Legal residence in Spain. - Valid DNI or NIE. - Active Spanish bank account. - Demonstrable regular income. LEGAL COMPLIANCE SmartCredito complies with Spanish Consumer Credit Law 16/2011 and the General Data Protection Regulation (GDPR) regarding personal data protection. REPRESENTATIVE EXAMPLE If you request €500 for 65 days with an APR of 34.68%: - Total interest: €27.62 - Total repayment amount: €527.62 The final APR depends on the assigned loan amount, the repayment period, and the individual credit profile. Before signing, you will receive a personalized simulation showing all loan conditions in detail. ADVANTAGES - Fully online process with electronic signature. - Fast response times and automated evaluation. - No guarantors or complex requirements. - Full transparency in rates and costs. - Accessible and professional customer support. RESPONSIBLE BORROWING SmartCredito promotes responsible use of credit. Before taking a loan, please evaluate your repayment capacity. Late payments may generate additional interest according to applicable regulations. Download SmartCredito and request your personal loan with confidence, transparency, and security. Privacy Policy: https://smartcredito.es/politica-de-privacidad/
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