SiddhiLoan - Credit Assistant

Name: SiddhiLoan - Credit Assistant
Author: AF SECURITY

Android app by AF SECURITY. Finance · AF SECURITY

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Not listed in captured metadata
Version: 1.0.0
Listing last refreshed: 2026-09-15

Store description excerpt

SiddhiLoan gives eligible users a revolving credit line that can be accessed from the app when an approved need appears. The journey begins with one application, moves through a quick decision step, and lets you use funds without branch counters, printed forms, or piles of documents. At the confirmation step, every payable amount is displayed as plain numbers before you proceed. Repay on the date you choose, close the draw sooner without a penalty, and after the payment posts, the available limit is refreshed for later use. Key Features Decision in a Few Minutes Once the application is sent, SiddhiLoan begins automated checks immediately. Instead of queueing at a branch or waiting through repeated calls, you receive the credit outcome in minutes and can continue with the next step. Set the Draw Yourself Borrow only the amount you select inside the approved limit, rather than taking a preset package. Use the amount needed for the present situation while the unused portion remains available for another time. Payable Amounts Shown First SiddhiLoan shows the draw amount, daily interest, and total repayment before you confirm. No hidden charge or fine-print trap is added later; the amount shown on the screen is the amount due. Close Early Without Penalty Interest runs only for the period during which the balance is unpaid. If you settle the draw before the planned date, no early repayment penalty applies, and interest stops on that same day, helping lower the total cost. Protection at Every Layer SiddhiLoan secures stored data, transmitted data, and account access with enterprise-grade encryption plus continuous monitoring. Your information receives the level of care expected from a trusted financial partner. Limit Refreshes After Payment Pay the outstanding balance whenever you are ready, and the full credit limit is reinstated without delay — no new application and no repeated identity checks. Once repayment clears, the SiddhiLoan credit line is ready again. Credit Facility Details Credit Line Range: INR 3,000 – INR 50,000 Maximum Usage Period: up to 365 days Daily Usage Rate: up to 0.065% per day Maximum Annualized Rate (APR): up to 23.73% When the outstanding balance is paid, the credit limit returns automatically to the full approved amount and becomes usable again immediately, subject to your current account standing. Cost Illustration This illustration is only an example of how a daily usage rate may add interest across a typical usage period. Amount Drawn: INR 10,000 Daily Rate: 0.065% Usage Period: 100 days Cost Breakdown INR 10,000 × 0.065% × 100 days = INR 650 Total Repayment: INR 10,650 Interest is worked out each day on the unpaid balance. A smaller draw, an earlier settlement, or part-payments can reduce the final amount you pay. Eligibility Requirements Be at least 18 years of age You need to be 18 years or older, which is the adult age required to enter into a credit agreement under Indian law. Hold a valid government-issued ID documen

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