Rupeecube Cash

Store description excerpt

Rupeecube Cash is a mobile personal loan application for eligible users in India, bringing application submission, offer review, status updates, repayment information, and loan records together in one organised experience. To begin, users provide the requested personal and financial information and complete the required KYC and verification steps. The application is assessed under applicable eligibility and credit criteria. If a loan offer is available, key borrowing terms are displayed for review before a decision. Basic Applicant Conditions: Applicants should be at least 18 years old, reside in India, have an active Indian mobile number, hold a valid government-issued identity document, maintain a bank account in their own name, and provide complete and accurate information. Meeting these basic conditions does not guarantee approval. Applications remain subject to verification, eligibility assessment, and the applicable credit decision process. Review Before Accepting: Read the Key Facts Statement, loan agreement, APR, applicable fees, repayment schedule, cooling-off terms, penal charges, and total payable before confirming an offer. Choose an amount that fits your actual financial needs and repayment capacity. Late or missed repayments may result in disclosed penal charges and may affect future access to credit services. Use only the authorised repayment methods shown in the app or loan documents. Loan Service Essentials: *Borrowing Limit: Up to ₹3 lakh *Loan Tenure: From 3 to 12 months *Annual Interest Rate: 8% to 20% *Maximum APR: Up to 36% per annum, including applicable interest and charges *Processing Fee: Up to 1% of the sanctioned amount, plus applicable GST *Repayment Arrangement: According to the Key Facts Statement and final loan agreement The sanctioned amount, tenure, interest rate, APR, fees, GST, instalment dates, and total repayment obligation may vary according to the application result and the final terms made available to the user. Loan Example in Detail: For a loan of ₹30,000 with a 4-month (120-day) repayment period at an APR of 18.22%, the processing fee would be ₹300, and GST on the fee would be ₹54. These charges are deducted upfront, leaving you with an in-hand amount of ₹29,646. Over the loan period, the total interest payable would be ₹1,797. The monthly installment (EMI) would be ₹7,949, resulting in a total repayment amount of ₹31,797. The overall cost of the loan, including processing fees and GST, would be ₹2,151. This example is provided only to explain the calculation. Actual charges and repayment amounts will depend on the final offer. Applicable processing fees, GST, and other disclosed charges will be reflected in the Key Facts Statement and total payable amount. Your Rupeecube Cash Journey: *Prepare and Submit Complete the requested fields, provide supporting information, and finish the required verification steps directly in the app. *Understand the Offer When an offer becomes available, che

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