Quanto Vales?
Android app by MargasPT. Tools · MargasPT
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 1.0.4
- Listing last refreshed
- 2026-09-10
View the original store listing
Store description excerpt
Have you ever wondered how much you're worth in euros in the job market? The app "How Much Are You Worth?" gives you a serious and analytical answer based on real data. ═══════════════════════════════════════ HOW IT WORKS ═══════════════════════════════════════ Unlike personality tests or superficial quizzes, "How Much Are You Worth?" uses a recognized financial model in economics: the calculation of **human capital**. This concept treats your expected future income as if it were a financial asset, discounted to present value using typical discount rates. The estimate takes into account: - Your **current age** and the years remaining until retirement age in Portugal (66 years and 9 months). - Your **profession**, through the average income of the category. - Your **level of education**, which influences salary progression throughout your career. - Your current **net worth** (savings and investments, subtracting debts that are not mortgage loans). The result is a single value, in euros, that represents your estimated market value as of today. ═══════════════════════════════════════ WHAT YOU WILL GET ═══════════════════════════════════════ - Estimate in euros of your total present value. - Detail of the remaining years of income until retirement. - Clear visualization of the relative weight between human capital and financial capital. - Comparison with reference values for your age and educational bracket. ═══════════════════════════════════════ WHO IS THIS FOR? APP ═══════════════════════════════════════ - Professionals curious about their economic value. - People planning their long-term careers. - Those interested in financial education and personal finance. - Anyone who wants to better understand the concept of present value and human capital. ═══════════════════════════════════════ CHARACTERIST STICAS ═══════════════════════════════════════ - Minimalist and fast interface, without distractions. - Automatic dark and light modes. - Fully in Portuguese. - Works offline after the first opening. - No registration or account creation required. - No collection of personal data — everything stays on your phone. ═══════════════════════════════════════ METHODOLOGY ═══════════════════════════════════════ The calculation Applies the net present value (NPV) method to expected future income, using a discount rate of 4% per year and a real wage growth of 1.8% per year — values close to the macroeconomic benchmarks used in asset valuation in mainland Portugal. ═══════════════════════════════════════ IMPORTANT ═══════════════════════════════════════ The values presented are Statistical estimates based on averages for mainland Portugal. They do not constitute financial advice or a rigorous individual assessment. Your background, skills, opportunities, and personal choices affect the real value in a way that is impossible to capture in a formula. The app includes advertising (Google AdMob) to remain free. We do not collect, s
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