Provident Fund Estimator

Name: Provident Fund Estimator
Author: Qi Soft

Android app by Qi Soft. Finance · Qi Soft

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Not listed in captured metadata
Version: 1.2
Listing last refreshed: 2026-09-16

Store description excerpt

Provident Fund Estimator is an independent financial estimation tool designed to help employees estimate their Contributory Provident Fund (CP Fund), Gratuity, and Leave Preparatory to Retirement (LPR) benefits. This application is NOT an official government application. It is a privately developed utility that helps users perform estimated calculations based on publicly available government rules and pay structures. The app simplifies complex financial calculations and allows employees to get an approximate idea of their future benefits without performing lengthy manual calculations. This tool is particularly useful for employees working under the Government of Khyber Pakhtunkhwa (KP) who want to estimate their potential retirement benefits through transparent and easy calculations. **Provincial Pension System Information** Pakistan currently follows different pension systems across its provinces. The Governments of Khyber Pakhtunkhwa, Punjab, and Balochistan have introduced the Contributory Provident Fund (CP Fund) pension system for eligible employees under their respective rules. However, the Government of Sindh continues to follow the previous pension system and has not adopted the Contributory Provident Fund scheme in the same manner. --- ## KEY FEATURES • CP Fund Calculation Automatically calculates employee contribution (10%) and estimated government contribution. • Government Contribution Rules Applies 10% government contribution for service before June 7, 2022 and 12% for service on or after June 7, 2022 according to publicly available rules. • Flexible Profit Rates Users can select different annual profit rates (9%–22%) to see estimated compound interest growth. • Automatic Annual Increments Includes increment logic based on BPS and appointment date. • Gratuity Estimation Estimate gratuity based on service period. • LPR Cash Estimation Estimate Leave Preparatory to Retirement (LPR) benefits. --- SOURCE OF GOVERNMENT INFORMATION: The calculation rules used in this application are based on publicly available information from the official websites of the relevant Government Finance Departments and official government publications. Official Sources: Federal Defined Contribution Pension Fund Scheme Rules, 2024 https://agp.gov.pk/SiteImage/Downloads/federal%20govt%20defined%20contribution%20pension%20fund%20scheme%20rules%202024.pdf Khyber Pakhtunkhwa Contribution Provident Fund Rules, 2022 https://www.finance.gkp.pk/article/contributory-provident-cp-fund-rules-2022 Punjab Defined Contribution Pension Scheme Rules, 2025 https://finance.punjab.gov.pk/system/files/Punjab%20Defined%20Contribution%20Pension%20Scheme%20Rules%2C%202025.pdf Balochistan Defined Contribution Pension Rules https://balochistancode.gob.pk/lawdir/78379c4b-3cee-4267-8fe6-01507a43c454.pdf NWFP Contributory Provident Fund Rules, 2006 https://www.finance.gkp.pk/article/the-nwfp-contributory-provident-fund-rules-2006 Official Source: https://kp.gov.pk/

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