pluscard

Store description excerpt

Get an individual virtual card from a bank and a credit line with a limit of UAH 1,000 to 50,000 from a financial institution. Pay for purchases or services or keep your own funds on the account - use the card as you wish. With pluscard you are always in the plus! How easy it is to get a virtual card from pluscard Download this application Enter your mobile number for registration and confirm it Set up quick login via Face/Touch ID or PIN code to instantly open the application Register and pass identification via Diya Answer a few questions and confirm your identity with a selfie Receive an individual decision on a credit line Sign the necessary documents and activate the virtual card After activation, the approved credit limit will be available for card transactions Why is it convenient and reliable to use the pluscard card? Money is always at your fingertips, just in your smartphone Link your card to your Apple Pay or Google Pay wallet and pay with your phone or smartwatch Use your card to store and pay with your own funds. You can perform card transactions not only using a credit line from a financial institution, but also using your own funds. Be confident in the security of your personal data, as we use innovative information processing technologies Transfer funds using a credit line for free. You can transfer funds received within the credit line from a pluscard card to any other card of Ukrainian banks without commissions What are the requirements for the client • You can get a virtual card and a credit line if you are a citizen of Ukraine aged 18 to 65 • To register, you need to go through verification through Diya. Therefore, make sure that you have a valid ID card or passport, which are reflected in the Diya application ► General information about the credit line at pluscard • Minimum age for obtaining a loan: 18 years • Maximum and minimum term of the credit line: 5 years • Maximum amount: 50,000 UAH • Interest rate - 0.5% per day (182.5% per annum); • Maximum annual interest rate (APR): up to 458.16% per annum Example of calculating the total cost of a credit line for a client who receives a credit limit at pluscard: Loan amount - 5,000 UAH. The mandatory monthly payment (MMP) is not less than 15.5% of the actual debt on the loan as of the 1st of the calendar month and is paid from the 1st to the 15th of each calendar month. The interest rate is 0.5% per day, the term of the credit line is 5 years. For example, the client used the entire loan amount on 07/01/2026 and fully (early) repaid all debt after 3 months (92 days), paying the MMP on the 1st of each month. The total cost will be: 7,300 ₴ = 2,300 ₴ (interest, 5,000 ₴*0.5%*92 days) + 5,000 ₴ (loan principal). ► pluscard is a joint project of LLC “AVENTUS UKRAINE” and PUJSC “CB “AKORDBANK”. The client receives an individual virtual card from the bank and a credit line for making expenditure transactions on the card from a financial institution. ► Priva

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