Personal Finance

Name: Personal Finance
Author: Ketan - Shah

Android app by Ketan - Shah. Finance · Ketan - Shah

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Not listed in captured metadata
Version: 2.4.4
Listing last refreshed: 2026-09-13

Store description excerpt

Personal Finance app can be used to generate your future valuation and Cashflows and anticipate future cash shortfalls. This is done based on all the income, expense, asset and investment details provided. Modules: • Projected Income: This is used to provide all your expected income sources such as Salary, Commissions, Rent, etc. For each item specify details like “Re-occurrence” (if this income repeats every month, year, quarter, twice a month or its one time), start date, end date, type of income, etc. • Projected Expense: This is used to provide all your expected expenses like groceries, bills, rent, insurance premiums, etc. For each item specify details like “Re-occurrence” (if this expense repeats every month, year, quarter, twice a month or its one time), start date, end date, type of income, etc. Additionally, you can also check “Apply Inflation” if you want to inflate this expense based on the annual inflation. Note that the annual inflation can be configured in the settings screen (Percent Annual Inflation) • FD/Debt Investments: This is used to track all your fixed interest investments like Fixed Deposits (FD), Bonds, Non-Convertible Debentures (NCD), etc. These are investment which gives fixed interest at regular interval. For each item specify details like “Interest cycle” indicating how the interest is paid (Annually, Monthly, Quarterly, Twice a Year or On Maturity), start date, end date, etc. Additionally, you can also check “Deduct Tax on Interest” if tax is deducted from the interest received. Note that the percentage tax to deducted can be configured in the settings screen (Tax deducted at Source). Check “Consider for re-investment” if you are planning to re-invest the amount on maturity. In such a case, the interest to be applied and the tenure for re-investment can be configured in the settings screen. • Cash balances: This is used to provide your current cash balance in your difference bank accounts. You should update this balance every month to reflect the latest current cash balance. • Assets and Investments: This is used to track all your investments and assets like gold, jewellery and investments done in Mutual Funds, Shares, etc. You need to provide expected growth rate per annum for each item. This is used to calculate future value. Reports available in this App: • Receivable: This report shows all cash receivables. This will be based on your income from different sources or interest from FD/Debt Investments. It also shows the FD/Debt investment maturity amount based on their maturity/end date (if consider for re-investment flag is enabled then this amount will not be shown as the amount will be re-invested). • Payable: This report shows all the cash payables. This is based on all the expenses and their re-occurrence frequency. • Cashflow: This report shows your future cashflow based on all your receivables, payables and your current cash balances. The above reports can either be generated on monthly basis o

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