PBM Capital
Android app by PBM CAPITAL. Finance · PBM CAPITAL
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 1.0.1
- Listing last refreshed
- 2026-09-13
View the original store listing
Store description excerpt
The PBM Capital app was developed for clients to track their credit information in a simple, secure, and digital way. Through the app, clients can access their account, track requests, view contracts, check installments, send documents when necessary, monitor their PBM Score, receive important notifications, and access information related to their loans. Main features: • Secure access to the client area • Consultation of requests and analysis status • Monitoring of active and paid contracts • Viewing of installments and payment information • Sending documents and proof of payment when requested • Digital contract signature • Consultation of PBM Score • Notifications about important account information Information about personal credit: • Minimum payment term: 61 days • Maximum payment term: up to 24 months • Interest rate: from 3.5% to 12.9% per month • Operational risk fee: 10% on the principal amount released • The operational risk fee does not accrue interest • Maximum APR/CET informed: up to 462% per year, considering maximum interest of 12.9% per month and operational risk fee of 10% • Credit approval is subject to registration analysis, document validation, operational availability and PBM Capital's internal criteria. Representative example with amortization: In a loan of R$ 300.00, with a term of 3 months, interest of 12.9% per month and an operational risk fee of 10%, the fee would be R$ 30.00. Interest is only applied to the principal amount of R$ 300.00, not including the operational risk fee. In this example, the estimated installment for principal and interest would be approximately R$ 126.84 per month. The operational risk fee of R$ 30.00 would be distributed in 3 installments of R$ 10.00. Thus, the total estimated installment would be approximately R$ 136.84 per month. Example Summary: • Principal amount released: R$ 300.00 • Operational risk fee: R$ 30.00 • Estimated total interest: R$ 80.52 • Estimated total amount to pay: R$ 410.52 • Number of installments: 3 • Estimated installment: R$ 136.84 Estimated principal amortization: • Installment 1: initial balance of R$ 300.00, interest of R$ 38.70, amortization of R$ 88.14 and approximate balance of R$ 211.86 • Installment 2: initial balance of R$ 211.86, interest of R$ 27.33, amortization of R$ 99.51 and approximate balance of R$ 112.35 • Installment 3: initial balance of R$ 112.35, interest of R$ 14.49, amortization of R$ 112.35 and final balance of R$ 0.00 The values above are just a representative example. Final conditions may vary according to credit analysis, approved amount, term, client profile, applicable charges and current credit policy. Before contracting, the client views the applicable conditions and can decide whether to proceed. PBM Capital is not a bank, does not offer payment accounts and does not intermediate loans from third parties. PBM Capital operates as a private direct creditor company, using its own resources. The application is intended for
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