Payday Runway

Name: Payday Runway
Author: Arcane Systems

Android app by Arcane Systems. Finance · Arcane Systems

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Listed by the store
Version: 1.00
Listing last refreshed: 2026-09-17

Store description excerpt

Payday Runway answers one question: what can I safely spend before my next payday? Not a monthly budget. Not a spreadsheet. One number, worked out from the money you actually have, the bills that are actually coming, and the day you are actually next paid. WHY PAY-PERIOD PLANNING Monthly budgets fall apart if you are paid weekly, every two weeks, twice a month, or on dates that move. They also fall apart when a bill lands on the wrong side of payday. Payday Runway plans from one paycheck to the next, so the bills that must be covered are matched to the money that has to cover them. EVERY NUMBER IS EXPLAINED Tap the figure and see exactly where it came from: your available cash, income counted so far, every bill due before payday, anything you have set aside, and the spending you have recorded. The rows add up to the number. Nothing is hidden behind "AI". CONSERVATIVE BY DEFAULT Money you are not sure about is kept out of the figure until you say otherwise. Overdue bills are treated as due right now. If everything due comes to more than you have, the app shows zero and tells you the shortfall separately, because there is no such thing as a negative amount that is safe to spend. PRIVATE BY DESIGN There is no account to create and no bank to connect. Payday Runway does not request the internet permission at all, so nothing you enter can be sent anywhere. Everything is stored in an encrypted database on your phone, protected by a key held in the Android Keystore. No ads, no analytics, no trackers, no data sale. WHAT YOU GET • Safe-to-spend figure with a full, tappable breakdown • Pay schedules: weekly, every two weeks, twice monthly, monthly or custom • Bills with recurrence, priorities, and one-tap paid, skipped or deferred • A runway timeline of everything between now and payday • Month calendar view of what is due when • Activity ledger of spending, income, payments and balance checks • Protected cushion so some money stays out of the spendable figure • Quiet reminders for bills, payday and stale balances — all off until you turn them on • Home-screen widget, with an option to hide amounts • Optional app lock using your fingerprint, face or device PIN • CSV export and an encrypted backup you can move to a new phone • Full dark theme, reduced-motion support, TalkBack labels, large text support FREE, AND USEFUL The safe-to-spend number is free and always will be. Free includes up to 12 bills, one pay schedule, the full activity ledger, every reminder, the widget and CSV export. Payday Runway Pro adds unlimited bills and pay schedules, named reserves for things like tax or registration, longer forecasts, and multiple cash accounts. NO SHAME, EVER No streaks. No scolding. No red panic screens. Money being tight is not a moral failure, and this app will never treat it like one. IMPORTANT Payday Runway is a planning tool, not a bank or financial adviser. It does not give financial, investment, tax or debt advice, and it does not guarantee that

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