PaisaPe
Android app by Shivanta Capital Fintech Private Limited. Finance · Shivanta Capital Fintech Private Limited
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 1.5.5
- Listing last refreshed
- 2026-09-16
View the original store listing
Store description excerpt
PaisaPe - Plan.Protect.Prosper PaisaPe, powered by SEBI & RBI-regulated partners and built under Shivanta Capital Fintech Private Limited, is a digital investment marketplace with one mission - to help every Indian Plan their finances, Protect their wealth, and Prosper with confidence. The platform brings Fixed Deposits, Recurring Deposits, Digital Gold, Digital Silver, and Bonds into a single, unified mobile experience - making diversified investing accessible from ₹5. At its core is KARA, an AI-powered money advisor that delivers personalised, whole-portfolio recommendations tailored to each investor's goals. Digital Gold & Silver: Buy 24K digital gold or 999-pure silver from ₹5, stored securely in insured vaults. Track live rates. Sell instantly. Take physical delivery of coins and bars when you're ready. Bonds: Access curated corporate bonds, government securities, SDIs, and high-yield fixed income products from ₹1000. Fixed Deposits : Fixed-tenure deposits with guaranteed returns offered by partner NBFCs and small finance banks. Products are sourced from RBI-regulated institutions. Recurring Deposits: Monthly SIP-style deposits enabling disciplined savings. Automated mandate (NACH/UPI)debits the customer's linked bank account each month and credits the RD ledger maintained by the partners. KARA: PaisaPe's proprietary AI advisory engine embedded within the app as a conversational chatbot. KARA uses the user's financial profile, risk appetite, investment horizon, and whole-portfolio context to deliver personalized, actionable investment recommendations. Near- Future Product Roadmap: Mutual Funds & Stocks Why PaisaPe: Start small - from ₹5 for gold, ₹1000 for FDs & bonds Transparent fees - see exactly what you pay before you confirming Regulated partners - every product via SEBI or RBI-regulated entities Instant KYC - PAN + Aadhaar verified in under 5 minutes Live portfolio- all investment in one clean dashboard No hidden charges - no annual fees DPDPA compliant - All KYC data encrypted at rest Who it's for: Salaried professionals, first-time investors, & long-term wealth builders looking for a diversified, low-friction way to invest across multiple asset classes without opening separate accounts on multiple platforms. Safety & regulation
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