NYAKEI 貓缶簿 - 支出計畫、任務進度與無腦貓事

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[NYAKEI Cat Can Book! Guide Your Spending Plan] Don't wait until your money is gone to find out where it went. NYAKEI Cat Can Book goes even further: at the beginning of the month, it assigns a task to every expense, allowing you to follow a spending plan like a to-do list to complete the month. To-do lists organize tasks; Cat Can Book organizes money. This is a way of keeping track of your finances that elevates you from a "recorder" to a "decision-maker": it doesn't just look back, but transforms spending into a life plan that can be implemented, tracked, and adjusted this month. Finance management deals with the past. Spending plans organize the future. [This isn't a budget sheet, it's a to-do list for your money] A budget only tells you "how much you can spend at most." Spending plans, however, include rent, lunch, transportation, cat food, entertainment, and savings goals in your monthly budget. Every expense is more than just adding another item to your expense log. It represents the completion of a portion of this month's plan, and also lets you immediately know: how much is left, what activities haven't been undertaken, and what money hasn't been allocated. Money with a designated spot can be spent with peace of mind. Money without a designated spot is also readily visible. [Follow these three things for the month] 1 | At the beginning of the month, allocate your money. Conduct a "money allocation ritual," dividing the money available this month among the eight cats in the apartment. Each cat is responsible for a category of living expenses. First, prioritize essential expenses, then set aside money for your goals, and finally allocate the amount you can freely use. Give the money you want to save to the "money-guarding cat"; money whose purpose hasn't been decided can also be held by it for now. Those leaning towards J can plan the entire month completely; those leaning towards P can first allocate essential expenses and then gradually complete the rest over the weekend. The spending plan doesn't need to be perfectly precise. It's simply a table to follow this month, which can also be adjusted at any time. Allocate money first, spend money later. 2 | Normally, spend according to your plan, casually noting down a few things: Take a picture of an invoice, or directly tell the AI ​​spending assistant "Xiao Qiu": ・Lunch today 160 ・Cat food this weekend 980 ・MRT top-up 500 ・Dinner with friends tonight 720 Xiao Qiu will understand what you say, automatically recording the amount, identifying the expense, and finding its place in your monthly plan. No need for drop-down menus, no need to fill out forms. Speak plainly, and you can keep track of your expenses. Planned expenses will have the corresponding amount deducted and the progress updated; expenses not planned will be collected by the ghost cat and marked as "unplanned expenses." Planning doesn't lock your life in place. It lets you know which path you're on

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