NT-Money
Android app by Prabhat Jain. Personalization · Prabhat Jain
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 1.8
- Listing last refreshed
- 2026-09-16
View the original store listing
Store description excerpt
NT-Money turns your bank SMS into a complete picture of your money — automatically, privately, and without any manual entry. Just install the app and let it read your bank and UPI transaction messages: Money Trail instantly detects every debit and credit, figures out the merchant, and sorts it into the right category — no spreadsheets, no typing. DETAILED DESCRIPTION 1. Automatic Expense Tracking • Reads transaction SMS from all major banks and detects amount, merchant, and category in real time • Correct a category once and Money Trail remembers it for next time 2. Custom Tags & Categories • Add your own categories and tags • Rename unknown payees and attach notes to any transaction 3. EMI & Loan Tracker • Automatically finds loan EMI payments from your SMS • Or manually pin any transaction to track it — perfect for keeping an eye on recurring loan repayments 4. Income Tagging • Tag every incoming payment — Salary, Business, Investment Returns, Refunds, Gifts, and more • Understand where your money comes from, not just where it goes 5. Smart Monthly Budget • Set a spending limit and track it in real time • Exclude specific categories or one-off transactions (like a loan repayment or a friend's IOU) so your budget reflects your real day-to-day spending 6. Daily Burn Rate & Projections • See how fast you're spending this month • Know where you'll land by month-end before it happens 7. Duplicate & Subscription Detection • Automatically flags possible duplicate charges • Surfaces recurring subscriptions so nothing slips through unnoticed 8. Payment Mode Breakdown • See exactly how much you spend via UPI, Credit Card, Debit Card, or Net Banking • Purely informational, so you can spot where you might want to shift your habits 9. Settlement Linking • Link a friend's repayment or a refund back to the original expense • Track shared costs and reimbursements accurately 10. Privacy First • All your transaction data stays encrypted on your device • No ads, no analytics, no data selling — ever • Optional AI category suggestions use your own personal Google Gemini API key — we never see your data • Optional Google Drive backup stores your settings in your own private Drive folder, accessible only to you • Optional biometric lock (fingerprint/face) keeps your app secure 11. Clean, Fast, Dark-Themed • A beautifully designed dark interface built for quick daily use • No clutter, no distractions Take control of your money without lifting a finger for data entry. Download Money Trail and see where your money really goes.
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