Namobuddha Mobile App
Android app by Tech Academy Pvt. Ltd.. Finance · Tech Academy Pvt. Ltd.
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 3.0.1
- Listing last refreshed
- 2026-09-18
View the original store listing
Store description excerpt
Namobuddha Mobile App is an official mobile application of Namobuddha Multipurpose Co-operative Ltd. which facilitates the user for various utility payment and mobile recharge/ topup for different telecom service provider like Nepal telecom, Ncell, CDMA as well as mobile banking features. Key feature of Namobuddha Mobile App It enables user for various banking transaction like Fund Receive/Transfer Keeps track of all your transactions through secured app. Namobuddha Mobile App facilitates you to pay different bills and utility payment through highly secured merchants. Receive and send money through remittance services QR scan: Scan and Pay feature that allows you to scan and pay to the different merchants. Highly secured app with two factor authentication and fingerprint. Apply for loan through our app: Namobuddha Mobile App offers different types of loan to our customer, we will be listing the loan category with interest rate and you can choose to apply for the needed loan category. (Note: This is just a loan information for applying and for the approval customer needs to visit the Namobuddha Multipurpose Co-operative Ltd Office) For personal loan followings things apply: A. Loan Amount: NRS 20 thousand to NRS 1 Crore B. Loan Tenure: 180 days (shortest, including renewal period) to 120 months (longest, including renewal period) C. Interest Ranging of minimum 9% APR to maximum 16% APR D. Processing Fees = 1 % of loan amount *APR = Annual Percentage Rate Eligibility: 1. Resident of Nepal 2. Age above 18 yrs. 3. Must have a guarantor 4. Have an income source with tax clearance document Personal Loan Example: Let's say you are applying for a personal loan from the organisation, amounting to Rs.2,00,000 at a rate of interest of 16%(annual) and your loan tenure is 2 years, Equated Monthly Instalment (EMI)= Rs.9792.62 Total payable interest = Rs.35022.88 Total Payment = Rs.2,35022.88 Loan processing fees = 1% of loan amount = 1% of Rs.2,00,000 = Rs.2000 EMI will be calculated as under: P x R x (1+R)^N / [(1+R)^N-1] where, P = Principal amount of the loan R = Rate of interest (Annual) N = Number of monthly instalments. EMI = 2,00,000* 0.0129 * (1+ 0.0129)^24 / [(1+ 0.0129)^24 ]-1 = Rs 9792.62 So your monthly EMI would be = Rs.9792.62 The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 16% per annum, then R = 16/12/100 = 0.0133. so, Interest = P x R = 2,00,000 x 0.0133 = Rs.2666.67 for first month Since EMI consists of principal + Interest Principal = EMI - Interest = 9792.62 - 2666.67 = Rs.7125.95 And for the next month, opening Loan amount = Rs.2,00,000- Rs.7125.95 = Rs.1,92,874.05 Disclaimers: We are not asking applicants to pay advance money for loan. Please be aware of such fraudulent activities. Please feel free to contact at 01-6636448 / 01-6636648 or send us email directly at nawabuddha7@gmail.com to
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