MyAMU

Name: MyAMU
Author: AMU Leasing Pvt Ltd

Android app by AMU Leasing Pvt Ltd. Finance · AMU Leasing Pvt Ltd

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Not listed in captured metadata
Version: 0.3.1
Listing last refreshed: 2026-09-14

Store description excerpt

Welcome to Your Trusted Loan Partner Our application provides a seamless and convenient way for customers to apply for Electric Vehicle (EV) loans directly from their mobile devices. With a simple and user-friendly interface, users can check eligibility, upload required documents, track their application status, and receive instant updates. The app is designed to promote sustainable mobility by making EV financing faster, more transparent, and hassle-free. It ensures secure data handling, smooth navigation, and quick approvals, helping customers switch to electric vehicles with ease. Why Choose Us? 1. Complete Transparency – No hidden fees; clear terms upfront. 2. Flexible Loan Range – 20,000 to 5,00000 3. Convenient Tenures – From 60 days to 1830 days. 4. Affordable Interest Rates – APR ranging from 1% to 34%. 5. Fully Digital Journey – Apply and manage loans online. 6. Minimal Documentation – Simplified process for faster approval. 7. Direct Bank Transfers – Loan credited directly to the dealer account 8. 24/7 Access – Manage loans anytime via the mobile app. 9. Instant Approvals – Quick evaluation and disbursement. Eligibility Criteria 1. Must be an individual, and Indian Citizen. 2. Age: 21 years and above. 3. Minimum monthly Income : ₹15,000. Required Documents 1. PAN Card. 2. Aadhaar Card. 3. Latest Bank Account Proof. Sample Loan Calculation ● Loan Amount: ₹120,000 ● Tenure: 24 Months ● Interest Rate: 30% per annum (reducing) ● Processing Fees (incl. GST): 2%+GST ● Disbursed Amount: ₹1,17,168 ● Flat Interest: ₹1,20,000 × 24/12 × 17.10%(Flat) = ₹41040 ● Total Repayment: ₹161040 ● Monthly EMI: ₹6710 ● Total Cost of Loan: ₹43,872 (₹41040 interest + ₹2832 processing fee) Interest Rates and Other Charges 1. Interest Rate: 1% to 34% 2. Late Payment Charges: Up to 8% per month, minimum ₹500 + GST. 3. Mandate Rejection Charge: ₹250 + GST. 4. Bounce Charges: ₹500 + GST. 5. Prepayment Charges: None. 6. Processing Fees: ₹500 to ₹12,000 (varies by loan amount & tenure). 7. E-mandate Charges – 400/- 8. Stamp Duty – 250/- Easy Loan Approval Process 1. Download & Register – Install the app and sign up. 2. Apply & Upload Documents – Complete application and submit KYC. 3. Quick Evaluation – Fast assessment and loan approval. 4. Disbursement – Funds transferred directly to your bank account. Safety & Security 1. Transactional SMS Access – For creditworthiness assessment. 2. Device Information – Ensures secure login and usage. 3. Location Services – Helps with KYC and serviceability validation. 4. Camera Access – For secure selfie upload during onboarding. Partner NBFC We facilitate loans in partnership with an RBI-registered NBFC: AMU Leasing Pvt. Ltd.

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