Muthoot FinCorp ONE

Store description excerpt

Muthoot FinCorp ONE is an all-in-one financial app for loans, investments, savings, insurance, payments, and money transfer services. An SBU of Muthoot FinCorp Ltd., it is backed by a legacy of 138+ years & the trust of more than 1 crore customers. 🚀 All Your Financial Needs in One App 🔸 Loan Marketplace Apply for multiple financial products offered by RBI-regulated banks and NBFCs, including: • Gold Loan • Two-Wheeler & Used Car Loan • Housing Loan • Personal Loan • Business Loan • Education Loan • Loan Against Property • Loan Against Mutual Funds • Credit Cards Muthoot FinCorp ONE app acts as a loan marketplace/loan facilitator, not a direct lender. All loan decisions, interest rates, APR, processing fees & eligibility are determined solely by the respective regulated lender. 🔸 Gold Loan Services • Apply for Gold Loan Prime • Get a Gold Loan at branch • Apply for Gold Loan top-up • Check eligibility & Gold Loan value 🔸 Savings & Investment Products • Buy eSwarna Digital Gold• Invest in Swarnavarsham • Book Fixed Deposits • Invest in NCDs • Open Demat & Equity Account 🔸 Insurance Marketplace Compare & buy insurance plans from regulated insurance partners: • Personal Accident & Critical Illness • Health & Medical Cover • EMI/EDI Protection • Daily Hospicash • Cyber Insurance • Motor & Life Insurance 🔸 Payments • Do Mobile/DTH recharges • Pay Utility bills • Make Credit Card bill payments 🔸 Forex & Money Transfer • Buy Forex currency • Apply for Forex card • Send money abroad • Make Indo-Nepal & Domestic Money Transfer 🔸 Additional Features • Credit Score check (via licensed credit bureau) • Muthoot Blue Rewards & Referrals Loan Terms & Conditions Gold Loan ● Loan Amount: ₹1,000 (min) to maximum as per policy ● Tenure: 180–365 days ● Interest Rate: 11.99%–30% p.a. ● Processing Fee: 0%–0.3% ● Foreclosure Fee: Nil ● Representative Example: Gold Loan Example: For a ₹5,00,000 loan at 12.99%* annual interest, a customer paying only interest every 30 days for 270 days will pay ₹48,045 as interest. The processing fee is ₹25 (including GST); the total payable amount is ₹5,48,070 by the end of the 270-day tenure. Principal repayment is flexible within the 270-day tenure. *Note: Figures may vary with gold rates & schemes. Final rates depend on the Gold Loan scheme & gold rate per gram. Personal Loan ● Loan Amount: ₹20,000 to ₹1 Cr ● Repayment Tenure: 6 to 96 months ● Rate of Interest: 10.5% to 30% ● Processing Fees: Up to 3.54% of loan amount (incl. of applicable taxes) ● Representative Example: A loan of ₹1,00,000 at an interest rate of 14% p.a. for 12 months results in an interest amount of ₹7,745 (reducing balance method), with a processing fee of 3.54% (₹3,540) & other charges of ₹200. The total amount to be repaid after a year is approximately ₹1,11,485. Note: This is an estimate; actual interest rate & processing fees may vary depending on the product. Note: In

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AppRill has captured 50 reviews for this app. This is a collected sample, separate from the store rating count. Latest review capture: 2026-09-08.

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