MortgageIQ (65fec9)
iOS app by Joshua Jones. Finance · Joshua Jones
- Store rating
- 0 / 5
- Store rating count
- 0
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 1.0.1
- Listing last refreshed
- 2026-09-06
View the original store listing
Store description excerpt
MortgageIQ is a working pocket reference for loan officers, processors, underwriters, and brokers. Ask an underwriting question in plain English and get an answer drawn only from the official Fannie Mae Selling Guide, Freddie Mac Seller/Servicer Guide, FHA Handbook 4000.1, and the VA Lender's Handbook. No generic AI guesswork — tappable citations take you straight to the source text. CITATION-GROUNDED ANSWERS Responses are built from 87 bundled guideline topics with stated edition dates, including FHA 4000.1 Update 18 and VA VAP26-07. Filter by agency to focus on the program you're actually underwriting, and revisit past questions from history with your filters intact. 2026 LOAN LIMITS FOR EVERY COUNTY Look up conforming, FHA, and VA limits for 3,200+ counties, complete with high-balance ceilings and implied maximum purchase price. Fast enough to check on a call. SIDE-BY-SIDE AGENCY BENCHMARKS Compare the rules that decide files: minimum credit scores, DTI ceilings, waiting periods after bankruptcy, foreclosure, or short sale, large-deposit sourcing, reserve requirements, and more — all four agencies in one grid. BROWSABLE GUIDELINE LIBRARY Explore the full library by agency and category, with deep links into the published source documents when you need the complete chapter. WORKS OFFLINE The guideline library and county loan limits are bundled in the app. Underwrite from a basement office, a closing table, or a plane with no connection at all. COUNTED THE WAY LENDERS COUNT PITIA-based reserves, 50% large-deposit thresholds, effective income, VA funding fee rates, and residual income tables — the math and thresholds match how files are actually reviewed. Built for professionals who need the right answer the first time, not a consumer mortgage calculator. Download MortgageIQ and put the agency handbooks in your pocket. MortgageIQ is a reference tool. It is not affiliated with, endorsed by, or sponsored by Fannie Mae, Freddie Mac, HUD/FHA, or the U.S. Department of Veterans Affairs, and it is not a substitute for the full published handbooks or your lender's overlays. Always verify against the current official guideline before making a credit decision.
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