Mortgage Early Payoff (JG)
iOS app by David Nishimoto. Productivity · David Nishimoto
- Store rating
- 5 / 5
- Store rating count
- 1
- Download price
- 19.99 USD
- In-app purchases
- Unknown
- Version
- 6
- Listing last refreshed
- 2026-09-12
View the original store listing
Store description excerpt
Disclaimer: The accuracy for predicting payoff is based on financial equations that are standard. Fees and penalties for late payment are not factored in the model, The goal is simple but powerful: own your home free and clear much sooner, save tens of thousands in interest, and build equity faster. Making 2× monthly payments is like giving your mortgage a strong push every month. Imagine your loan balance as a big snowball at the top of a hill. With regular payments, you only give it a small nudge each month, so it moves slowly and most of the push just melts away as interest. But when you pay double, you give the snowball a big, powerful shove. A lot more snow falls off right away, making the snowball smaller faster. As it gets smaller, it becomes much easier to push. Each month the balance drops more quickly, you pay less interest, and more of your payment goes straight to the house. The snowball starts rolling faster and faster on its own. That’s why 2× payments can help you own your home many years sooner and save thousands of dollars in interest.
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