Money Manager: AI Budget

Store description excerpt

Money Manager: AI Budget is a complete personal finance app with an AI Copilot built in — an expense tracker, budget planner, bill reminder and net worth tracker in one place, where you can ask about your money in plain language instead of digging through screens. AI COPILOT Ask "how much did I spend on food this month?", "can I afford this?", or "set up a 1,200 grocery budget for the next 3 months" — and get a real answer from your own numbers. The Copilot can create budgets, log transactions, add accounts and schedule recurring bills for you. It always shows exactly what it will do first, and nothing is saved until you confirm it. EVERYTHING IN ONE PLACE - Transactions with categories, subcategories, labels and receipt photos - Budgets by day, week, month, quarter, year or a custom date range - Accounts, including credit cards with limits, statement and due dates - Assets, debts with monthly payments and installment plans, savings goals and trip budgets - Net worth tracked over time, with charts you can scrub through BUILT AROUND YOUR PAY CYCLE Set the day you get paid and every total, budget and report follows that cycle instead of the calendar month. KNOW WHERE YOU STAND A wealth level shows how many months of spending your money would cover and what the next level takes. The Money Path is a guided checklist of money habits that ticks itself off from your own data. Achievements reward the streaks and wins that actually move you forward. CLOUD SYNC, ENCRYPTED END TO END Turn on sync and your data is encrypted on your device before it is uploaded. We store it as unreadable ciphertext — we cannot see your balances, transactions or notes, and neither can anyone else. Your recovery passphrase never leaves your device, which also means only you can restore it. SHARED SPACES Keep personal and business money in separate spaces, or invite a partner to a shared space and track one budget together. REPORTS YOU CAN KEEP Spending by category, income vs expense, cashflow, calendar and heatmap views. Export any period to a planner-grade PDF or an Excel workbook. 135+ CURRENCIES, 11 LANGUAGES Multi-currency accounts with automatic exchange rates, so travel and foreign accounts stay accurate. WORKS WITHOUT AN ACCOUNT You can use the app fully offline with no sign-in at all. Signing in is only needed for cloud sync and the AI Copilot. FREE AND PRO The core app is free and genuinely usable — most features work, with a cap of 2 on some of them. Pro removes those caps and the ads, and includes cloud sync, shared spaces, custom categories and unlimited AI Copilot conversations. Pro is a subscription; you can cancel any time in your App Store settings. SUBSCRIPTION DETAILS Money Manager: AI Budget Pro is an auto-renewable subscription, available as: • Monthly — $2.99 per month • Yearly — $19.99 per year Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least

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