Moneto: Budget & Expenses
Android app by Softpulse Infotech. Tools · Softpulse Infotech
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Listed by the store
- Version
- 1.0.0
- Listing last refreshed
- 2026-09-17
View the original store listing
Store description excerpt
Moneto is a free budget planner, expense tracker, and money manager built for privacy. Use it as your spending tracker, bill tracker, debt payoff planner, and personal finance app — all in one place. Track every expense, set category budgets, pay off debt, hit savings goals, and watch your net worth grow — 100% offline and encrypted on your phone. No sign-up. No account. No ads. No tracking. Ever. ━━━━━━━━━━━━━━━━━━━━ WHY MONETO ━━━━━━━━━━━━━━━━━━━━ 🔒 100% Local & Encrypted — Your financial data never leaves your device. Everything is stored in an AES-256 SQLCipher database, with the encryption key safely locked inside your phone's secure keystore. 📴 Works Fully Offline — No internet required. No servers to trust. No subscription traps. 🧠 Everything You Need, Nothing You Don't — Budgets, categories, accounts, recurring bills, debts, investments, goals, reports — a complete personal finance toolkit in one clean interface. 🌍 15 Languages + Arabic RTL — Use Moneto in English, Spanish, French, German, Portuguese, Italian, Hindi, Arabic, Chinese, Japanese, Korean, Russian, Turkish, Indonesian, and Vietnamese — with full right-to-left layout support. ━━━━━━━━━━━━━━━━━━━━ POWERFUL FEATURES ━━━━━━━━━━━━━━━━━━━━ 💸 Smart Expense Tracking • Log income, expenses, and transfers in seconds • Attach receipt photos to any transaction • Multiple accounts (cash, bank, cards, wallets) • Custom categories with icons and colors 📊 Budgets That Actually Work • Monthly, weekly, or custom-period budgets • Per-category spending limits with progress bars • Local push alerts when you're approaching a limit • Rollover support for unused budget amounts 🎯 Goals & Savings • Set savings goals with target dates • Track progress visually • Break big goals into milestones 💳 Debt Planner • Snowball and avalanche payoff strategies • Interest-aware payoff schedules • See your debt-free date at a glance 📈 Investment Tracker • Log holdings, contributions, and returns • Track performance over time 🏦 Net Worth Dashboard • Assets minus liabilities, updated in real time • Historical net worth trend 🔁 Recurring Transactions • Automate rent, salaries, subscriptions, bills • Smart reminders before each charge • Auto-post or confirm-to-post workflows 📑 Reports & Insights • Spending by category, month, or account • Income vs. expenses trends • Beautiful charts, zero data leaving your phone 👥 Multiple Profiles • Keep personal, family, and business finances in fully separate, encrypted databases • Switch profiles in one tap 🔐 Privacy & Security • Biometric app lock (Face ID / Touch ID / fingerprint) • Configurable auto-lock timer • Full data wipe option • Encrypted CSV backup & restore 📤 Own Your Data • Export everything to CSV at any time • Versioned backups you can save anywhere • Never locked in — your data is always yours ━━━━━━━━━━━━━━━━━━━━ BUILT FOR PRIVACY ━━━━━━━━━━━━━━━━━━━━ Unlike most finance apps, Moneto does not connect to your bank, does not sync to t
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