ManthanLoan - Credit Assistant
Android app by Chit Technologies. Finance · Chit Technologies
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 1.0.0
- Listing last refreshed
- 2026-09-11
View the original store listing
Store description excerpt
ManthanLoan keeps a dedicated revolving credit line available for approved users, so funds can be requested directly from the app when a qualified need appears and nothing is charged while the limit remains unused. One profile review sets the available limit; it stays ready until you choose a draw, and interest is applied only to the amount actually taken for the exact days it is unpaid. You remain in charge of the draw size and repayment timing. After you select an amount, the app displays the daily rate, estimated interest, and total amount due before confirmation. The unused portion stays available for later, early repayment is allowed without penalty, and once the outstanding balance is cleared, the full limit becomes available again immediately, subject to your current account standing. Key Features Decisions Without Delay Apply from your phone and let ManthanLoan start the automated profile check as soon as the submission reaches the system. Instead of branch counters, long queues, or callback cycles, you receive a clear decision in minutes and can continue with the next step. Borrow the Exact Amount Pick the amount that fits the present requirement rather than accepting a preset bundle. Use only what you choose within the approved limit, review the cost first, and leave the balance of the facility untouched for a later requirement. No Hidden Charges Every draw is shown with its daily rate, interest amount, and final repayment total before you approve it. The figures are placed in plain view in advance, with no undisclosed fees and no terms hidden in fine print. Repay Early, Pay Less When you close a balance before the scheduled end, the interest period becomes shorter and the total cost falls. ManthanLoan does not charge an early repayment penalty, so paying sooner directly reduces what you owe. Always-On Protection Information is guarded while it moves through the service and while it is stored. Encryption from end to end, access controls based on role, and continuous automated monitoring work together to keep the account protected day and night. Instant Limit Restoration As soon as the outstanding balance is repaid, the full approved limit is restored right away. There is no new application, no repeat submission, and no waiting window before the ManthanLoan facility is available again. Credit Line Details • Credit Line Range: INR 3,000 – INR 50,000 • Maximum Usage Period: up to 365 days • Daily Usage Rate: up to 0.065% per day • Maximum Annualized Rate (APR): up to 23.73% After the unpaid balance is fully settled, the approved credit line refreshes to the complete amount without delay and can be used again, provided your account standing remains current. Cost Illustration This illustration is only an example of how daily interest may add up across a typical usage period. • Amount Drawn: INR 10,000 • Daily Rate: 0.065% • Usage Period: 100 days Cost Breakdown INR 10,000 × 0.065% × 100 days = INR 650 Total Repayment: INR 10,650 The r
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