Loan Wise
Android app by Ultra Apps World. Finance · Ultra Apps World
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 1.2.9
- Listing last refreshed
- 2026-09-15
View the original store listing
Store description excerpt
LoanWise is your intelligent loan decision companion. Before you borrow, understand exactly how a loan will impact your income, cash flow, and long-term financial stability. No spreadsheets. No surprises. Just clear, data-driven insights that help you move forward with confidence. 💡 Salary & Income Impact Analysis See how much of your monthly take-home goes toward repayments before you commit. Know your debt-to-income (DTI) ratio instantly — the same number banks and mortgage lenders use to approve applications. 📊 Affordability Check Visual, instant feedback on whether a loan fits your budget. No jargon. Just a clear answer before you sign. 🧮 Full Amortisation Schedule Complete month-by-month breakdown — principal, interest and balance for every payment. Supports Reducing Balance (EMI) and Simple Interest (Flat Rate) — used by banks, SACCOs and microfinance institutions worldwide. ⚖️ Loan Comparison Compare two loan offers side by side. See which saves more in total interest, monthly payment and lifetime cost. Bank vs fintech. Fixed vs variable. Two lenders — one clear winner. 📅 Repayment Tracker Track every payment on an active loan. Mark months paid, catch overdue payments early and add private notes. Your long-term debt management companion. 💾 Save & Share Save unlimited simulations. Share summaries via WhatsApp, email or any app. ⚡ Zero Friction No account. No data collected. Works 100% offline. EVERY TYPE OF LOAN 🏠 Mortgage & Home Loans — first-time buyers, refinancing, mortgage amortization, HELOC 🚗 Auto & Car Finance — monthly installment, total repayment, dealer negotiation prep 👤 Personal Loans — bank loans, buy-now-pay-later, peer-to-peer, debt consolidation 💼 Business & SME — working capital, equipment finance, startup credit 🎓 Student Loans — repayment planning, income vs debt analysis 🏦 Cooperative & Microfinance — SACCO, chama, susu, arisan, salary advance BUILT FOR BORROWERS EVERYWHERE 🌍 Africa Nigeria · Ghana · Kenya · South Africa · Tanzania · Uganda · Zambia · Senegal — salary advance, cooperative flat-rate, susu, chama and SACCO calculations. 🌏 Asia India (home loan EMI, two-wheeler, education) · Indonesia (KPR, KTA, cicilan bulanan, pinjaman online) · Philippines (Pag-IBIG, SSS amortization) · Thailand (สินเชื่อส่วนบุคคล สินเชื่อรถยนต์ สินเชื่อบ้าน) · Vietnam · Malaysia · Bangladesh · Pakistan 🌎 Latin America Brazil (emprestimos pessoais, credito consignado) · Mexico (prestamos personales, CAT) · Colombia · Argentina · Chile · Peru 🌐 North America, Europe & Australia USA (mortgage amortization, auto loan, DTI, personal loan, debt payoff) · Canada (mortgage, line of credit) · UK (personal loan APR, mortgage overpayment) · Australia (home loan, comparison rate) · Germany · France · UAE QUICK TEMPLATES 🚗 Car · 🏠 Mortgage · 👤 Personal · 💼 Business · 🎓 Education · ⚡ Emergency FULL FEATURES ✓ EMI & reducing balance calculator ✓ Flat rate / simple interest calculator ✓ Amortisation & amo
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