LinkID

Name: LinkID
Author: Torch Fintech India Pvt Ltd

Android app by Torch Fintech India Pvt Ltd. Finance · Torch Fintech India Pvt Ltd

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Not listed in captured metadata
Version: 1.0.6
Listing last refreshed: 2026-09-11

Store description excerpt

Welcome to LinkID – The ultimate smart payment platform and co-branded card designed exclusively for college and university students. Simplify your campus life, manage your expenses, tap to pay for transit, and unlock student-focused rewards—all from one secure app. KEY FEATURES: 1. Co-Branded Student Card & Wallet * Seamlessly manage your physical or virtual student payment card. * Lock, unlock, or freeze your card instantly in case of loss. * Set transaction limits and customize your tap-to-pay controls. 2. National Common Mobility Card (NCMC) Transit Support * Tap and pay for your daily commute on metro, buses, and local public transport. * Conveniently top up and sync your physical card balance using NFC directly from the app. 3. AI-Powered Smart Budgeting (Lumi & Torch Buddy) * Get personalized budget insights and spending nudges tailored to your lifestyle. * Track where your money goes with detailed transaction history and spending analytics. 4. Easy Bill Splits & Requests * Sharing expenses with roommates or friends? Split restaurant bills, university project costs, or movie tickets easily. * Send instant payment requests and settle dues directly within the app. 5. Torch Points & Student Rewards * Earn Torch Points on your card transactions and wallet top-ups. * Redeem your points for exclusive student discount vouchers and merchant perks. 6. Fast and Secure Student KYC * Upgrade your wallet limit easily with standard government-approved KYC checks. * Secure and encrypted onboarding using Aadhaar/PAN validation. 7. Flexible Student Fee Financing (NBFC Partnership) * Avail flexible fee financing and student loans directly through our RBI-registered NBFC lending partners. * Quick application and processing to keep your education stress-free. SECURITY & SAFETY: LinkID prioritizes your data safety. All card data and payment details are handled securely by PCI-DSS compliant payment processing systems. Biometric security (fingerprint/face unlock) and secure PIN verification keep your account protected. REGULATORY DISCLOSURES: LinkID (Torch Fintech Private Limited) operates as a co-branding partner. The prepaid card and wallet program are issued in partnership with our RBI-licensed PPI Issuer and its sponsor bank. Any credit or student fee financing services are provided in partnership with our registered Non-Banking Financial Company (NBFC) lending partners in compliance with RBI guidelines. For support, feedback, or queries, please reach out to us at: Email: support@torchfintech.com

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