LayaWise: Debt Tracker
iOS app by Julious Lara. Finance · Julious Lara
- Store rating
- 0 / 5
- Store rating count
- 0
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 1.0.6
- Listing last refreshed
- 2026-09-13
View the original store listing
Store description excerpt
Take control of your debt with a plan you can actually understand. LayaWise is a simple debt tracker app and debt payoff planner that helps you organize what you owe, plan upcoming payments, track your progress, and see your path toward becoming debt-free. No complicated financial dashboards. No bank account connection required. Your debt information stays on your device. SEE EVERYTHING YOU OWE Keep your debts organized in one place with a debt tracker designed to make your financial picture easier to understand. • Track loans, credit cards, installments, and other debts • See your remaining balances and payment progress • Keep due dates and payment schedules organized • Attach supporting documents and images • Review your payment history KNOW WHAT'S COMING Don't wait until a payment is already due. LayaWise helps you understand upcoming payment needs so you can prepare ahead of time. • See upcoming debt payments • Track your Payment Fund • Compare what you've set aside with what you'll need • Get payment reminders • View payments on your calendar • Identify payments that need your attention PLAN HOW TO PAY OFF YOUR DEBT There isn't one debt payoff strategy that works for everyone. LayaWise gives you different ways to organize your payoff plan based on your priorities. Choose from strategies including: • Balanced • Due First • Pay-Once • Installments • Highest Cost • Small Wins • Stress Relief Use your preferred strategy to better understand which debts to focus on and how your payments fit into your overall debt payoff plan. TRACK REAL PROGRESS Every payment should make your progress easier to see. • Record debt payments • Track changes to your total debt • View debt balance trends • Review monthly progress • See projected debt balances over time • See your estimated debt-free progress • Celebrate progress as your debt gets smaller MANAGE DIFFERENT TYPES OF PAYMENTS Not every debt works the same way. LayaWise supports different payment arrangements so your debt tracker can better reflect how you actually pay. Manage: • Scheduled payments • Installment payments • Flexible payments • One-time payments • Different due dates and payment schedules KEEP YOUR PAYMENT FUND ORGANIZED Know how much money you've prepared for upcoming debt payments. Your Payment Fund helps you compare the amount currently available with upcoming payment needs, making it easier to understand whether you're prepared for what's coming. Use it to: • Track money set aside for debt payments • See upcoming payment needs • Understand your available payment fund • See how much remains after upcoming payments BUILT FOR PRIVACY Your financial information is personal. LayaWise is an offline-first debt tracker app. Your debt information is stored on your device without requiring an account or bank connection. You stay in control of your own debt records. Backup and restore tools are available to help you protect your data and move it when needed. A SIMP
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