Lakshmi Chit funds

Name: Lakshmi Chit funds
Author: Nija Technologies

Android app by Nija Technologies. Business · Nija Technologies

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Not listed in captured metadata
Version: 1.0.0
Listing last refreshed: 2026-09-17

Store description excerpt

Lakshmi Chits — The complete chit fund management app for organizers and members. Designed for traditional chit fund (கூட்டு சேமிப்பு) groups in India, Lakshmi Chits helps you run everything from member enrollment to monthly auctions — all from your phone, even without internet. This app is designed for a single chit fund organizer or a small team managing their own groups. It is not a multi-user banking platform. We use a 4-digit PIN (set by your administrator) because: The app stores your group's private financial data locally on your device There is no public sign-up — access is given only to authorized users The PIN protects against unauthorized access if your phone is picked up by someone else It works fully offline — no OTP, no internet required to log in The default PIN shown during onboarding is a placeholder. Your administrator will give you the actual PIN for your organization. Dashboard Live summary of active chits, total members, monthly collections Upcoming auction reminders with countdown Pending payment alerts 📋 Chit Group Management Create and manage multiple chit groups Track month-by-month progress Add/remove members per group Auto-calculated monthly instalment 🔨 Monthly Auctions Enter bids for all eligible members Lowest bid winner highlighted in real time Confirm winner and record payout 👥 Member Management Full member profiles with Phone Number, nominee details Alias names and internal status (VIP / Blocked) Search by name or phone number Direct call or WhatsApp from profile Ledger & Payments Record cash, UPI and bank transfer payments Duplicate payment detection — alerts before saving Auto-fill instalment amount from selected chit Send WhatsApp payment confirmation instantly PDF ledger statement per member Reports & PDF Monthly collection report Chit group summary with auction history Member ledger statement Share via WhatsApp, Google Drive, Email or print WhatsApp Integration Customizable message templates (English & Tamil) Send auction results to all members at once Send payment reminders — bulk or individual Payment confirmation on save Offline First All data stored locally — works without internet Auto-syncs to cloud server when online Backup to device Downloads folder (no permission needed) Bilingual Full English and Tamil (தமிழ்) interface Switch language anytime from Settings

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