LadderIQ: Mortgage Calculator

iOS app by Caio Galvanini. Finance · Caio Galvanini

Store rating
5 / 5
Store rating count
1
Download price
Free to download
In-app purchases
Unknown
Version
1.0.2
Listing last refreshed
2026-09-11

View the original store listing

Store description excerpt

LadderIQ is the smart way to plan your mortgage before you commit. Whether you're a first-time buyer, remortgaging, or building a buy-to-let portfolio, LadderIQ gives you clear, instant answers — powered by AI and built entirely around UK rules. WHAT YOU CAN DO FOR FREE • Mortgage repayment calculator — monthly cost, charts & year-by-year breakdown • Stamp duty calculator — 2026/27 rates across England, Scotland and Wales, with first-time buyer relief automatically applied • Affordability calculator — max loan & max property price based on your income • LTV calculator — loan-to-value band with rate-tier hints to help you unlock better deals • Overpayment simulator — see exactly how many years and how much interest you save • Remortgage compare — current deal vs new deal, including early repayment charges • AI Coach — ask any mortgage question in plain English and get a clear, jargon-free answer (5 questions/day free) LADDERIQ PRO • Compare two mortgage deals side by side — monthly cost, total repayable, fees and the £ winner • Buy-to-let yield calculator — gross & net yield, cashflow, void periods and stress test at +2% & +3% rates • Save and revisit your scenarios — build your own deal library across sessions • AI Coach at scale — 50 questions/day (10× the free tier), fair use 750/month • AI-powered PDF mortgage strategy report — full breakdown of your numbers, regenerable as your situation changes (5 reports/month) BUILT FOR THE UK Every calculation uses current UK rules — stamp duty thresholds for England, Scotland and Wales, standard LTV tiers, and UK repayment conventions. No US figures, no irrelevant content. RESPONSIBLE BY DESIGN LadderIQ provides tools and information only. It is not regulated financial advice under FCA rules. Always speak to a qualified mortgage adviser before making any financial decision. Your home may be repossessed if you do not keep up repayments on a mortgage secured on it. LadderIQ Pro is an auto-renewing subscription available as Monthly (£3.99/month) or Yearly (£24.99/year, includes a 7-day free trial). Payment is charged to your Apple ID at purchase confirmation. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period, in Settings > Apple ID > Subscriptions. Privacy Policy: https://www.ladderiq.co.uk/legal/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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