Kreditzy Personal Loan App

Name: Kreditzy Personal Loan App
Rating: 4.2 (77740 reviews)
Author: Finnovation Tech Solutions Pvt Ltd

Android app by Finnovation Tech Solutions Pvt Ltd. Finance · Finnovation Tech Solutions Pvt Ltd

Store rating: 4.2 / 5
Store rating count: 77740
Download price: Free to download
In-app purchases: Not listed in captured metadata
Version: 1.2.9
Listing last refreshed: 2026-09-13

Store description excerpt

Loan amount: From ₹1,000 to ₹200,000 Interest rates: From 0% to 29.95% per annum Tenure: 62 days to 15 months Kreditzy is a Personal Loan Platform for Indian mobile users. Kreditzy fulfills customers’ financial needs 24x7 completely online. The application process can be completed in approximately 10 minutes. The approved loan amount is immediately transferred to the applicant’s bank account. Get fair and affordable online loans in a fast and convenient way on Kreditzy - Personal Loan App. Kreditzy is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application. Personal Loan example: Loan amount: Rs. 50,000 Tenure: 12 months Interest Rate: 20% per annum Processing Fee: Rs. 1,250 (2.5%) New customer onboarding Fee: Rs. 200 GST on Processing and Onboarding Fees: Rs. 261 Total Interest: Rs. 5,581 EMI: Rs. 4,632 APR: 23.2% Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581 Features 1. 100% Online process 2. Fast approval 3. Immediate bank transfer Eligibility 1. Indian resident 2. Above the age of 21 years 3. Should have monthly source of income How to get started: 1. Install the Kreditzy app from the Playstore. 2. Register and create a new account. 3. Fill out your basic information, then submit the application. 4. The final eligibility will be shown in the app and SMS will be sent post approval. 5. Select the loan product you find suitable. 6. E-sign the loan agreement. 7. After the E-sign, the approved loan amount will be disbursed into your account within 5 minutes and a SMS notification will be sent. Our Lending Partners Krazybee Services Pvt. Ltd. Amount, Tenure, Fees & Charges Loan amount: ₹1,000 to ₹200,000, Tenure: 62 days-15 months. Kreditzy charges one-time service fee while onboarding or during upgrade which is ₹20-₹350 depending on the risk profile and membership band availed by customer. Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only. A small processing fee is charged for loans e.g. for low risk customers 0%-3% of the principal, for very high-risk customers 2.5%-6.5%*. The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers. Penalty is charged only when someone delays their scheduled payment. The APR for different products is separate as per the risk profile of the customers. The APR for different personal loan products: low risk customers is 0%-36%, medium risk customers is 18%-39%, high risk customers is 24%-42% and very high-risk customers is 24%-70%. In addition, GST will be applicable only on the fee components as per Indian laws. Contact Us: Customer Service Email: help@kreditzy.com Customer Service No: 8044292500 Address: No.LVL 5, 5th Floor, Survana Place on Earth-Tech Park, Bearing No.143/A at Benniganahalli, KR

Review coverage

AppRill has captured 150 reviews for this app. This is a collected sample, separate from the store rating count. Latest review capture: 2026-09-13.

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