Koperasi Syariah
Android app by PT Sinar Teknologi Retailindo. Business · PT Sinar Teknologi Retailindo
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 2.02
- Listing last refreshed
- 2026-09-15
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Store description excerpt
Sharia Cooperative Application — Savings and Loans. Manage your cooperative easily, quickly, and in accordance with Sharia principles: no usury, no interest. Designed for cooperative administrators, treasurers, and Sharia financial managers who want to manage savings and loans digitally on one device. ✨ KEY FEATURES 👥 Manage Members • Add, edit, and search member data • Automatic member number (AGG-xxxx) • Active/inactive status with balance protection 💰 Sharia Savings • 3 types: Principal, Mandatory, and Voluntary • Deposits & withdrawals with automatic validation • Balance recap for each member and the entire cooperative • Complete transaction history with period filter 🏦 Qardhul Hasan Financing • Interest-free loan application with flat % ujrah • Complete flow: application → approved → disbursed → paid in full • Installment schedule calculated automatically (tenor 1–36 months) • Sequential installment payments with late detection • Ta'zir fines automatically added to the Social Fund (not income) 📊 Reports & Exports • 5 reports: Members, Savings, Loans, Installments, Social Funds • CSV export saved directly to your device • Transparent records: social funds ≠ cooperative income 🧮 Built-in Calculator • Qardhul Hasan installment simulation • Ta'zir fine calculator (educational) 🔒 PRIVACY & DATA • 100% offline — data stored securely on your device • No account, no internet, no fees 📱 This app is a sharia-compliant savings and loan solution for modern cooperatives that want to remain trustworthy and transparent. 💡 Note: Developed by SNR — also check out our other apps in the "More Apps" menu within the app.
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