KooPlata - Tu app en Chile

Store description excerpt

KooPlata is a personal loan app designed to offer fast, transparent, and accessible credit options for people who need immediate financial support. No physical paperwork is required, and the entire process can be completed from your mobile phone. Key Features of KooPlata: 📌 Online application, no in-person procedures ⏱ Fast evaluation and automated process 🔐 Data protection with encryption and restricted access ✅ We comply with local legislation on consumer protection and personal data Product Information: Available Credit: CLP 30,000 – CLP 900,000 (Credit will be granted according to the user's financial profile) Duration: 150 – 180 days Daily Interest: 0.001% – 0.01% APR (Annual Percentage Rate): 0.365% – 3.65% Service Charge: 10% – 15% VAT: 19% (Applicable to service charge) Stamp Tax: 0.066% (Applicable according to current regulations) Official Government Information: Value Added Tax Added: https://www.sii.cl/preguntas_frecuentes/iva/001_030_0572.htm Stamp Tax: https://www.sii.cl/preguntas_frecuentes/otros_impuestos/001_019_1689.htm Example if the user requests a personal loan of CLP 900,000 for 150 days: Amount: CLP 900,000 Duration: 150 days Interest: CLP 900,000 × 0.001% × 150 ≈ CLP 1,350 Annual Percentage Rate (APR): 0.001% × 365 = 0.365% Stamp Tax: CLP 900,000 × 0.066% = CLP 594 Service charge: CLP 900,000 × 12.42% ≈ CLP 111,816.81 Service charge + taxes: CLP 111,816.81 + CLP 111,816.81 × 19% ≈ CLP 133,062 Total payment = Loan amount + Interest + Stamp Tax + Service charge inc. Taxes = CLP 900,000 + CLP 1,350 + CLP 594 + CLP 133,062 = CLP 1,034,996 Refund: CLP 1,034,996 in 5 installments over 150 days ≈ CLP 207,000 Application Process: Download the app and register with your mobile number Complete your basic information and choose the desired amount Wait for the evaluation results Receive the funds directly into your bank account Privacy Policy: At KooPlata, user privacy is a priority. All personal data is collected with informed consent, used solely for credit risk analysis and fraud prevention, and stored securely. 📖 See our Privacy Policy for more information: https://www.kooplata.com/cl/privacy Contact: If you have any questions or need support, please don't hesitate to contact us: 📧 Customer service email: contacto-cl@kooplata.com

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