Kissht: Instant Personal Loans

Store description excerpt

Kissht is a trusted digital loan app by 60+ million Indians for Instant personal loans and flexible business loans tailored to their personal and business financial needs. Whether you are salaried or self-employed, Kissht offers both personal loans and business loans to provide immediate financial assistance Kissht Personal Loan Offerings ● Loan Amount - ₹10,000 to ₹5,00,000 ● Interest rates - Starting from 1% per month ● Tenure - 6 to 60 months ● APR Range (Min-Max): 17%–45%* Why Choose Kissht Digital Lending App 1. Kissht Offers Personal loans for Salaried & Self-Employed Individuals. The loan ranges from ₹5,000 to ₹5,00,000, with 100% digital processing, minimal documentation, Flexible EMI repayment options, and the lowest interest rate among other NBFCs, and instant loan approval in 5 mins with same-day loan disbursal. ✔️ Personal Loan for all use cases: 👉 Personal Loan for Students/ Education Fund 👉 Personal Loan for Medical Emergency or Medical bills 👉 Personal Loan for Debt Consolidation 👉 Personal Loan for Wedding Expenses 👉 Personal Loan for Home Repairs 👉 Personal Loan for Travel 2. Kissht provides tailored business loan designed for entrepreneurs. It offers business loans from ₹5,000 to ₹5,00,000 with 100% Digital KYC, Zero Paperwork, Affordable interest rate with Flexible Tenure Ranges, and Flexible EMI repayment plan ✔️ Business Loan for all use cases: 👉 Business Loan for MSME Owners 👉 Business Loan for Startup Companies 👉 Business Loan for Small Business Owner 👉 Business Loan for E-Commerce startups 👉 Business Loan for Manufacturers Example of Unsecured Personal Loan Loan amount (Sanctioned): ₹ 1,25,000. Tenure: 24 months. Interest Rate: 33% per annum. Processing Fee (incl. GST): ₹ 8,850. Total Interest: ₹ 47,467. EMI: ₹ 7,184. APR: 41 %. Sanctioned Loan amount is ₹ 1,25,000. Net Disbursed amount is ₹ 1,16,150. Total loan repayment amount is ₹ 1,72,416. Total Cost of the Loan = Interest Amount + Processing Fees = ₹47,467 + ₹8,850 = ₹56,317. We work with RBI-registered NBFCs. These NBFCs are as follows:
 -Si Creva Capital Services Pvt Ltd -MAS Financial Services Ltd -Northern Arc Capital Ltd. -Piramal Capital & Housing Finance Ltd. -SMFG India Credit Co. Ltd.


 Steps to apply for Personal Loan & Business Loan? 1. Install Kissht Personal loan app 2. Register with a mobile number 3. Complete 100% digital PAN & KYC process 4. Choose loan amount & tenure 5. Sign online loan agreements from approved NBFCs 6. Provide bank details 7. Request a money transfer to your bank account Kissht Digital Lending App Features ✔ Instant online loan ✔ 100% Digital process ✔ Flexible EMI Repayment ✔ Low interest rate ✔ Fast loan approval What Makes Kissht a Unique Digital Loan App? 1. Easy Loan Approval: Get instant loans online with minimal documentation in a fully 100% digital process. 2. Instant Loan Transfer: You can get funds directly disbursed to your bank account. 3. Short Term Loan Amount: 5k, 10k, 15k, 20k, 25k, 30k, 35k

Review coverage

AppRill has captured 50 reviews for this app. This is a collected sample, separate from the store rating count. Latest review capture: 2026-09-08.

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