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Android app by Ngern Tid Lor Pub Co., Ltd.. Finance · Ngern Tid Lor Pub Co., Ltd.

Store rating
Unknown
Store rating count
Unknown
Download price
Free to download
In-app purchases
Not listed in captured metadata
Version
3.2.0
Listing last refreshed
2026-09-11

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Store description excerpt

"Tidjai" is the new and improved app from Ngern Tid Lor, combining loan services, car insurance, and frequently used financial services into one app. It makes managing your important matters more convenient, easier, and faster than ever before. Manage your loans yourself in the app: - Calculate your loan amount for easier initial planning. - Check your outstanding balance and payment history in real-time. - Pay bills anytime, anywhere, without visiting a branch or waiting for business days. - Receive reminders before your due date, ensuring you don't miss a payment. - Pay on time to reduce interest and pay off your debt faster. - Conveniently use your Ngern Tid Lor card and related services within the app. Example of Interest Calculation and Payment Details for Car Title Loans: - Interest rate: 12-24% per year - Minimum repayment period: 12-60 months If you want to borrow 5,000 baht, the interest rate of 24% per year, or equivalent to a fixed interest rate of 1.13% per month, payable over the loan term, is calculated as follows: - If repaid over 12 months, the total interest payable is 680.96 baht. - Total cost of the loan: 5,680.96 baht (principal 5,000 + interest 680.96) - Minimum monthly payment: 473.41 baht If you want to borrow 100,000 baht, the interest rate of 24% per year, or equivalent to a fixed interest rate of 1.13% per month, payable over the loan term, is calculated as follows: - If repaid over 60 months, the total interest payable is 73,133.98 baht. - Total cost of the loan: 173,133.98 baht (principal...) 100,000 + Interest 73,133.98) - Installment payment of at least 2,876.80 baht per month. Information on various service fees: - Interest, penalties, service fees, and any other fees combined shall not exceed 24% per year. - Fee for transferring loan funds to the account via the MoneyTidlo app: 3 baht per transaction (when calculated together with the interest of each contract, the rate shall not exceed 24% per year). - Debt collection fees (including VAT) (in case of overdue payments): - 1 installment payment: 50 baht per debt collection cycle. - 2 or more installment payments: 100 baht per debt collection cycle. - Fee for returned checks: 200 baht per instance. - Stamp duty. Calculated based on actual costs at rates determined by government agencies. Insurance matters: Check coverage and manage everything in one app. - Check car insurance premiums instantly. - 0% installment payments up to 10 months for participating plans. - Easily view your policy, check expiration dates, and review coverage. - Conveniently renew your car insurance and compulsory third-party liability insurance via the app for continuous coverage. - Pay insurance premiums via the app 24/7. - Easily find nearby garages or hospitals. - Contact your insurance company or process claims more conveniently. Services on the app that make life easier: - Enjoy Affiliate: Invite friends to sign up and earn real money. The more you share, the more you earn. - Check

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