みんなの銀行-お金管理・後払い・預金(貯金)・残高確認

Store description excerpt

- Completely digital process: No need to visit a branch, no need for a seal, and no mailings. - Open an account in as little as 5 minutes, 24/7, 365 days a year. *As little as 5 minutes: When using My Number Card and password authentication. - Deposits and withdrawals can be completed entirely via smartphone - Virtual debit card issued simultaneously with account opening - Limit transaction terminals to one device and use multiple authentication factors to prevent unauthorized access by third parties - Supports biometric authentication such as fingerprints and facial recognition ◎ About security measures https://www.minna-no-ginko.com/security/ 【Basic Functions】 ■ Depositing and withdrawing money - Deposits and withdrawals at Seven Bank ATMs nationwide - For those under 25, ATM withdrawal fees and transfer fees are free three times per month with the "U25 Z Discount" ■ Sending money - Free transfer fees between Minna no Ginko accounts - Automatic fixed-amount transfers can also be set up - Supports "Kotora Transfer" which allows sending money via phone number or email address (free of charge) ■Saving Money • Regular Savings Account: 0.5% per annum (0.398% after tax) • Savings Account (Saving/Box): 0.6% per annum (0.478% after tax) * Premium Member Savings Account: 0.9% per annum (0.717% after tax) * The above deposits are protected within the scope of deposit insurance. * Interest rates may change depending on market interest rate conditions. Interest is subject to a 20.315% tax, including the special reconstruction income tax. 【Unique Features】 ■ Sorting Money ＜Digital Piggy Bank Function "Box"> ・Organize your money by purpose within the app ・Choose your own name and save in your own style ・Automatic savings can be made daily, weekly, monthly, and yearly ◎Other Uses ・Saving for things you want ・Saving in advance to prepare for monthly payments ・Complete envelope sorting digitally ■ Paying Money ＜"Debit Card" to Prevent Overspending＞ ・A virtual debit card is automatically issued upon account opening. A physical card can also be issued. ・Compatible with Google Pay™. Can be used for online shopping and contactless payments at JCB merchants. ・Instant withdrawal from your account within the limits of your deposit balance, preventing overspending with a cash-like feel. ・0.2% of the amount spent is returned as cash back. *Physical card issuance fee is 1,100 yen (tax included), free for premium members. It will be delivered to your registered home address approximately 10 days after your application. ■ Managing Your Money ＜Automatic Recording "Records"> ・Visualizes assets and transaction history such as bank accounts, securities accounts, and credit cards ・Easy to understand with graph displays. Use it as a simple household budget tracker for tracking income and expenses. ■ Advance Money ＜Interest-free "Cover" for emergencies＞ ・Automatically advances up to 50,000 yen for insufficient funds ・As an alternative to "post-payment services" where

Review coverage

AppRill has captured 0 reviews for this app. This is a collected sample, separate from the store rating count. Latest review capture: Not captured yet.

Recent captured chart positions