InCalc BD
iOS app by Adnan Rashid. Finance · Adnan Rashid
- Store rating
- 0 / 5
- Store rating count
- 0
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 1.1.1
- Listing last refreshed
- 2026-09-13
View the original store listing
Store description excerpt
InCalc BD is a suite of banking calculators built for Bangladesh's lending and deposit products. It does the arithmetic a relationship manager, credit officer or saver actually needs — accurately, instantly, and entirely on your device. FIVE CALCULATORS • Loan — EMI, full amortisation schedule, and the effective annual rate once advance instalments or cash security are factored in. • Deposit — Project FD, DPS, WDS, MBS or a custom scheme. Excise duty and source tax are applied exactly as the rules require, with the 10% (return-filed / PSR) vs 15% source-tax distinction built in. See the gross figure, every deduction, and the net receivable. • DSCR — Debt-service coverage and burden for a credit memo: income statement, short- and long-term obligations, the proposed loan, and a cost-saving FDR — with the coverage gauge a credit committee expects. • Compare — Put two scenarios side by side (loan vs loan, or deposit vs deposit) and see which wins, and by how much. • Settlement — Compute the effective IRR (XIRR) of a loan settlement from the bank's working spreadsheet, or from a blank table you fill in. Import an .xlsx, edit receivables, waivers and payments, and read the true annualised cost. BUILT FOR ACCURACY The calculation engine is locked, figure-for-figure, to the InCalc web app and verified against more than a thousand reference vectors. Regulatory values follow the FY2026-27 budget (excise-duty exemption up to ৳4,00,000; source tax 10% with proof of return, 15% without). PRIVATE BY DESIGN No account, no sign-in, no tracking, no network calls. Everything runs on your device and your inputs never leave it. NOT FINANCIAL ADVICE InCalc BD is a calculation tool for indicative figures. Final, binding numbers are those issued by your financial institution. Always confirm against your bank's official terms.
Review coverage
AppRill has captured 0 reviews for this app. This is a collected sample, separate from the store rating count. Latest review capture: Not captured yet.
Recent captured chart positions
No chart positions have been captured for this app yet.
Chart position, rating count and review coverage do not establish downloads, revenue or profit. Understand the differences.