FlexSalary Instant Loan App
iOS app by VIVIFI INDIA FINANCE PRIVATE LIMITED. Finance · VIVIFI INDIA FINANCE PRIVATE LIMITED
- Store rating
- 4.26 / 5
- Store rating count
- 2935
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 7.1
- Listing last refreshed
- 2026-09-14
View the original store listing
Store description excerpt
Get a personal loan up to Rs.3,00,000 - apply online and get approved fast. FlexSalary is an instant personal loan app and quick loan solution for salaried and self-employed individuals across India. No branch visit required. Apply for an online instant loan - the entire process is 100% digital and paperless. HOW TO GET INSTANT LOAN APPROVAL IN 3 STEPS 1. Download the FlexSalary instant loan app and register with your mobile number 2. Complete a quick loan eligibility check and submit your documents online 3. Get instant loan approval and transfer funds directly to your bank account PERSONAL LOAN FEATURES • No Collateral Required: Apply for a quick personal loan without any security deposit or guarantor • Online Loan Application: Complete your instant personal loan application without any physical documents - upload everything through the app • Fast Personal Loan Decision: Apply for a fast personal loan and get a quick decision without long waiting periods • Zero Prepayment Charges: Repay your personal loan early at any time with no additional penalty • Secure & Paperless: Your documents and personal data are handled through a fully encrypted and secure digital platform • Transparent Charges: All fees are clearly disclosed before you accept the loan - no hidden surprises LOAN PURPOSE A FlexSalary instant loan online can help with: • Medical emergencies and healthcare expenses • Upskilling and professional development costs • Major purchases and home-related expenses • Urgent travel expenses • Other urgent personal or family financial needs ELIGIBILITY To apply for an online instant personal loan with FlexSalary, you must be: • An Indian citizen • 21 years of age or above • Earning a monthly income of Rs.8,000 or above Salaried and self-employed individuals are eligible. Applicants with varied income profiles may also be considered for a quick personal loan. DOCUMENTS REQUIRED • Identity Proof: Aadhaar, Driving Licence, Passport or Voter ID • PAN Card • Address Proof: Driving Licence, Aadhaar, Utility Bills, Passport, or Voter ID • Income Proof: Last 3 months' Payslips & Bank Statements TRUST & SECURITY • FlexSalary personal loans are offered by Vivifi India Finance Pvt. Ltd. (N-09.00447), an RBI-registered NBFC • Your data is securely processed and used only for loan verification and servicing purposes in accordance with applicable privacy policies. • All personal and financial information is protected with end-to-end encryption • A member of FACE and UFF - committed to responsible and ethical lending practices FEES & CHARGES Loan Amount: Up to Rs. 3,00,000 One-time Processing Fee: Up to 5% + GST (charged at first withdrawal) Loan Tenure: 10 to 36 months APR: 20% to 70% Late Fee: Up to Rs. 150 per instance Auto-Debit Failure Charges: Up to Rs. 60 per instance Prepayment Charges: Rs. 0 LOAN EXAMPLE Loan Amount Approved: Rs. 2,00,000 Processing Fee: Rs. 11,800 Annual Rate: 34% Tenure: 9 months EMI: Rs. 25,425.75 Total Interest: Rs.
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