Financial Calculator: TVM Pro

Name: Financial Calculator: TVM Pro
Author: Syanac

Android app by Syanac. Finance · Syanac

Store rating: Unknown
Store rating count: Unknown
Download price: Free to download
In-app purchases: Listed by the store
Version: 1.0.0
Listing last refreshed: 2026-09-13

Store description excerpt

Financial Calculator: TVM Pro is a financial calculator for time value of money, loan payment, amortization and cash-flow analysis. Enter your own assumptions, inspect the calculation trail, compare saved scenarios and create local PDF or CSV reports. It is built for adults who need more than a basic calculator answer. TIME VALUE OF MONEY CALCULATOR Use the guided TVM calculator to solve one missing value among number of periods, annual interest rate, present value, payment and future value. Set payment and compounding frequencies plus beginning or end timing. Use it as a present value calculator, future value calculator, interest calculator, payment calculator, annuity calculator and compound-interest planning tool without memorized key sequences. LOAN PAYMENT AND AMORTIZATION CALCULATOR Build a dated fixed-rate loan schedule from principal, annual rate, number of payments, payment frequency and first payment date. Review the calculated payment and a complete amortization schedule showing every payment, principal amount, interest amount and remaining loan balance. Model an illustrative extra payment or balloon payment revision and inspect how the payoff schedule changes. Compare standard and revised loan scenarios, including payment, total interest, balance and payoff-date differences. The loan calculator supports personal, equipment and mortgage-style fixed-rate scenarios without retrieving lender rates, estimating approval or recommending a loan. NPV, IRR, MIRR AND CASH-FLOW ANALYSIS Enter periodic cash inflows and outflows to use the app as an NPV calculator, IRR calculator and cash-flow calculator. Set a discount rate for net present value. When you need a modified internal rate of return, enter explicit finance and reinvestment assumptions for MIRR. The cash-flow analysis identifies multiple sign changes before showing IRR because an unusual sequence can have more than one possible return. Warnings remain attached to the calculation and report instead of being hidden behind one headline number. Results are neutral calculations, not investment recommendations. SCENARIO COMPARISON AND SAVED REVISIONS Organize financing work in local scenario books for TVM, loan and periodic cash-flow models. Save dated input revisions, reopen the exact assumptions and compare two revisions side by side. Review changes in principal, rate, payment, interest, payoff timing, present value, future value, NPV, IRR or MIRR as applicable. Neutral deltas document what changed between financing assumptions without green or red advice. COMPLETE PDF AND CSV CALCULATION REPORTS Preview a report sheet created from an immutable calculation snapshot. Reports preserve entered assumptions, units, sign convention, formula keys, calculation-engine version, warnings, revision identifiers and the complete amortization schedule or cash-flow rows. Print the report, save a PDF or export CSV using local device actions. Review a loan calculation, retain an amortization sc

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