fin-calc Finanzrechner
Android app by LT.Apps. Finance · LT.Apps
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Listed by the store
- Version
- 1.5.2
- Listing last refreshed
- 2026-09-15
View the original store listing
Store description excerpt
fin-calc is your clear, fast financial toolbox – eight calculators in one app, completely offline and ad-free. THE CALCULATORS • Loan Calculator – Annuity, monthly payment, complete amortization schedule, special repayments, and refinancing. Effective annual interest rate according to the German Price Indication Ordinance (PAngV). • Interest Calculator – Savings plan & compound interest, final capital, contributions paid versus interest earned, including withholding tax. • Retirement Savings Comparison – Riester pension vs. regular ETF savings plan vs. retirement savings account (AVD): three options in direct comparison. • Pension Calculator – Statutory pension, pension points, pension gap, and purchasing power. • Net Salary – Gross to net salary in 2026 including income tax, solidarity surcharge, church tax, and social security contributions. Seven salary components (company pension scheme, company car, job bike, employee savings plan, benefits in kind, public transport pass, childcare allowance) show the net effect and impact on your statutory pension in pension points for each component. • Donation calculator – Tax savings for charitable and political donations, comparison of current versus planned donations. • Advance tax calculator – ETF tax calculation in advance: tax per fund, savings plan progress, and tax exemption order. • Mortgage calculator – Banks typically construct financing from multiple loans. Up to three components, each with its own interest rate, fixed interest period, and repayment schedule: combined monthly payment, remaining debt at the end of the fixed interest period, effective interest rate according to the German Price Indication Ordinance (PAngV), and full repayment schedule. Five KfW programs are included, along with closing costs and the real estate transfer tax for all 16 German states. FEATURES • Clear charts, tables, and detailed breakdowns • Results remain visible while scrolling – compact row at the bottom, tappable for a quick overview • A/B scenario comparison – two variants side by side • Explanation mode: Tap technical terms directly, plus A-Z glossary • German and English, light and dark modes • Save calculations, export as PDF • "My Profile": personal starting values – remain exclusively on your device PRIVACY FIRST fin-calc deliberately does NOT require internet access. All calculations run 100% on your device – nothing is transferred, nothing is collected, no advertising, no tracking. fin-calc Pro (optional one-time purchase, no subscription) Permanently unlocks scenario comparison, calculator-specific extras (e.g., special repayment, effective interest rate, ETF selection), "My Profile," saving, and PDF export. The basic calculators remain free. Note: fin-calc provides non-binding calculations and estimates to the best of our knowledge (as of 2026) and does not replace tax or financial advice.
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