Enkra: Budget Autopilot
iOS app by Squirrel Health LLC. Finance · Squirrel Health LLC
- Store rating
- 0 / 5
- Store rating count
- 0
- Download price
- Free to download
- In-app purchases
- Unknown
- Version
- 1.0.0
- Listing last refreshed
- 2026-09-07
View the original store listing
Store description excerpt
Most budgeting apps tell you what you already know: you spent too much again. Enkra does something about it. Connect your bank and Enkra builds budgets from your real spending, not from numbers you made up on January 1st. It looks at the last few months, suggests limits for categories like food delivery, shopping, and subscriptions, and then sorts every new transaction automatically. So far, normal budgeting app. Here's the different part. You link each budget category to the apps where that money actually leaves your account. Food delivery budget gets linked to your delivery apps. Shopping budget gets linked to the places you scroll at midnight. When a category runs out, Enkra uses Apple's Screen Time controls to lock those apps. Not a notification you swipe away. Locked. Enkra is not a budgeting app. It is a habit builder. When you hit a wall, Enkra shows you exactly why and gives you real choices. You can take a break and unlock the apps deliberately instead of spending on autopilot and finding out later. And Enkra is built to make itself unnecessary. The automation does the categorizing so budgeting stops being homework; your only job is knowing where you stand before you spend. Practiced long enough, that turns into self-restraint. Enkra is short for enkrateia, the Greek virtue of exactly that. Beyond the locks, Enkra thinks ahead. It learns each category's rhythm from your history and projects where the month is going, so you find out a budget is in trouble while there's still time to steer, not after. On pace to blow through your delivery budget by the 19th? You'll know by the 10th. Recurring bills and subscriptions get detected automatically and folded into the math, so a $60 charge that lands every month stops being a monthly surprise. Transfers between your own accounts and debt payments are recognized for what they are instead of being counted as spending twice. And when you're ready to go on offense, Enkra helps you pay down debt. Your credit cards and loans live in one place, with balances, rates, and minimums pulled in automatically. Pick a strategy: highest interest first to save the most money, smallest balance first for quick wins, or your own order. Set what you can pay per month and Enkra shows you an actual debt-free date, plus how much interest you'll save compared to paying minimums forever. Extra payments get spotted in your transactions and counted toward progress, and when a good month leaves a budget with money to spare, Enkra suggests sending it at your debt instead of letting it evaporate. You won't need to live inside the app for any of this to work. Enkra taps you on the shoulder when it matters: a heads-up while a budget still has room to recover, an alert the moment one locks, a nudge when there's a smarter move for your money, and an all-clear when the month is going fine. The real product is a feeling: spending without the mental math. When your limits enforce themselves, everything inside them is guilt-fre
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