CreFIT: Loan, Credit, Cashback

Store description excerpt

NEW! CreFIT Property Owner Loan Exclusive! Let you access funds without mortgaging your property. Simply apply with your Hong Kong Identity Card and enjoy a dedicated personal loan tailored to your financial needs. - Loan amount up to HK$1,500,000 (Cashback up to HK$60,000) - Repayment period from 6 to 60 months - Fully mobile application For full details, please visit: crefit.com ※ Loan approval and amount are subject to individual eligibility and terms and conditions ============================== Introducing CreFIT Credit Report (in PDF) Download your personal credit report today, taking control of your financial health with CreFIT's free personal credit report service. You can also enjoy exclusive welcome rewards during the designated period. Report provided by TransUnion. ============================== CUSTOMER WELCOME REWARDS: 17 April 2026 – 30 September 2026 1. Download Reward: First-time registered members who successfully download their personal credit report will receive HK$50. 2. Analysis Reward: Upload your personal credit report to the CreFIT app for Credit View analysis and receive an additional HK$50. ※ Offers are subject to terms and conditions ============================== TIME-LIMITED OFFERS Referral Scheme: Refer friends and earn up to HK$3,888 cash reward. Earn up to HK$2,688 per successful referral.* CreFIT Mobile Cash x MyLink: Enjoy a 12% interest rebate and HK$100 MyLink activation reward. Valid until 31 December 2026.* ============================== CREFIT APP FEATURES Moni Bill: Consolidate all bills in one app. Track expenses, receive due date reminders, and get alerts for unusual charges. FEATURES OF CreFIT CASH LOAN • Special loan program for civil servants, professionals, and selected customers. • Eligible applicants may enjoy a low interest rate plan with effective rate as low as 1.38%. Limited quota available. • New customer cashback offer available. • Incognito mode Quotation. No income proof required. Fully automated quotation with no impact on credit rating#. • Approval result in 30s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. • Flexible repayment periods between 6 to 48 months. • No Extra Fee. No hidden fees. CLEARCARD CREDIT FEATURES - Fully mobile. Resolve credit card debts in as fast as 3 minutes. - No credit report checks. No impact on credit rating. - Accepted by 17 major card issuers including HSBC, BOCHK, Hang Seng, and more. ============================== LOAN REPAYMENT INFORMATION • The minimum repayment period is 3 months, and the maximum is 48 months. • The effective rate generally does not exceed 36%. • A brief description of loan-related fees is as follows, for reference only: Loan amount: HK$200,000 Interest rate: monthly flat rate 0.3472% Effective rate: 8% Repayment period: 24 months Total interest = Loan amount x Monthly flat rate x Repayment periods HK$200,000 X 0.3472% X 24 = HK$16,666.72 Total payment amount = Loan amount + Total interest HK$200,00

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