CreditSea: Personal Loan App

Store description excerpt

CreditSea Personal Loan App makes credit fast, easy, and hassle-free! Apply digitally and get instant loan approvals with a 100% online process. 👉 Please note: CreditSea is a digital platform (Lending Service Provider – LSP). All loans are sanctioned and disbursed solely by our RBI-registered NBFC partners, Our Lending Partners 1. Meghdoot Mercantile Private Limited Website: https://meghdootmercantile.com/ RBI Registration Number: B-05.03357 2. Chhotaria Securities Private Limited Website: https://www.chhotariasecurities.com/ RBI Registration Number: B-05.04798 What We Offer ✅ Loan Amount: ₹5,000 – ₹2,00,000 (sanctioned by RBI-registered NBFCs) ✅ Interest Rate: 14% – 36% per annum ✅ Loan Tenure: 3 – 36 months ✅ Processing Fee: Up to 5.1% of the principal amount + applicable GST ✅ Quick & Direct Transfer: Funds are disbursed directly to your bank account by our NBFC partners ✅ No Collateral Required ✅ Foreclosure & Part-Prepayment Available ✅ Maximum APR: 50% Eligibility Criteria ✔ Indian Citizen ✔ Minimum Age: 22 years ✔ Aadhaar-linked Mobile Number Representative Loan Example (Illustrative) Loan Amount: ₹2,00,000 Loan Tenure: 36 Months Interest Rate: 24% per annum (reducing balance) Processing Fee: ₹8,260 (including applicable GST and charges) Estimated EMI: ₹7,850 (approx.) Total Repayment: ₹2,82,600 (approx.) Maximum APR: Up to 50% (APR varies based on loan amount, tenure, interest rate, processing fees, and applicable charges.) Fees & Charges (As Applied by NBFC Partner) 💳 Foreclosure Charges: 4% of Principal Outstanding + applicable GST 💰 Part-Prepayment Charges: 4% of Principal Prepaid + applicable GST ⚠ EMI Bounce Charges: 4% of Principal Overdue or ₹500 (whichever is lower) 📌 Penal Charges: Up to 36% per annum on Principal Overdue (plus applicable GST, wherever applicable) Our Policies Privacy Policy: https://creditsea.com/privacy-policy Terms and Conditions: https://creditsea.com/terms-and-conditions Privacy Policy of Meghdoot Mercantile Private Limited (NBFC): https://meghdootmercantile.com/privacy-policy Privacy Policy of Chhotaria Securities Private Limited (NBFC): https://www.chhotariasecurities.com/assets/pdf/privacy-policy.pdf Account Deletion: https://www.creditsea.com/account-deletion Application Requirements 📱 Mobile Number 👤 Full Name 📇 PAN Card 🏢 Employment Type & Company Name 💵 Monthly Income 📞 Reference Contact 🏦 Disbursement Bank Account Details 🔄 eNACH / UPI e-Mandate Why Choose CreditSea? ✔ Fast & Easy Loan Application ✔ Completely Digital Process ✔ Quick Loan Approval ✔ Instant Loan Disbursal by our NBFC partners ✔ No Hidden Charges ✔ Trusted by Lakhs of Users ✔ Partnered with RBI-Registered NBFCs 📲 Download the CreditSea Personal Loan App Now & Apply Instantly! 🚀

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