Crédito Digital Perú

Store description excerpt

Crédito Digital Perú is a fully online credit services platform. The entire process is conducted digitally, without the need to visit physical offices or submit physical documents. The service is aimed at qualified applicants in Peru to cover short-term liquidity needs. Product Parameters (Terms and Rates): - Loan Amount: from 1,000 to 20,000 soles. - Repayment Term: Minimum 91 days to a maximum of 180 days. - Maximum Annual Percentage Rate (APR): 21.9% (includes all applicable fees and expenses). - Daily Interest Rate: 0.06%. - Additional fees or hidden charges: 0 soles. Representative Calculation Example: If you request a loan of 2,000 soles for a term of 120 days with a Maximum Annual Percentage Rate (APR) of 21.9%: - Loan amount: 2,000 soles - Repayment term: 120 days - Daily interest (0.06%): 2,000 soles × 0.06% = 1.20 soles/day - Total interest for the period: 1.20 soles × 120 days = 144 soles - Processing fees and commissions: 0 soles - Total amount to be repaid at maturity: 2,000 soles + 144 soles = 2,144 soles - Maximum Annual Percentage Rate (APR): 21.9% All calculation details and contractual conditions are clearly visible before confirmation. The application. Requirements and evaluation: To submit the application, you only need a valid Peruvian ID, be over 18 years of age, and demonstrate a regular source of income (formal employees, self-employed individuals, and small business owners). The loan evaluation considers the applicant's current repayment capacity. Approval is subject to individual credit profile, and loan approval is not guaranteed. Data protection and privacy: We strictly comply with Peruvian personal data protection regulations. All information submitted is transmitted through encrypted and secure connections. Your information will not be shared with third parties without your prior consent. Download the app to manage your application responsibly and according to your repayment capacity.

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