Credit Range - Line of Credit
Android app by Ashwini Devs. Finance · Ashwini Devs
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 1.0.0
- Listing last refreshed
- 2026-09-17
View the original store listing
Store description excerpt
Credit Range brings key credit line account details together in one place. Users can view their currently available limit, choose an amount within that limit where credit access is available, review the applicable costs, and track billing and repayment activity through the app. Submitting an account application does not require users to use credit immediately. When a credit line becomes available, users may leave it unused or choose an amount based on their current needs. No interest or service fee is charged on the unused portion of the credit line. Understand Your Credit Range Credit Range may display: • The total credit limit currently assigned to the account • The amount currently available for use • The amount already utilized • Active billing and repayment details • Previous credit usage and payment records Credit availability is determined after the required registration, identity verification, eligibility assessment, and account review. Completing these steps does not guarantee approval, a specific credit limit, or continued access to credit. Select an Amount Within Your Available Limit Where credit access is available, users may choose an amount within the limit displayed on their account. The full available limit does not need to be used at one time. Interest is calculated only on the amount actually utilized and for the applicable repayment period. No interest or service fee applies to the remaining unused portion. Credit Line Terms • Credit line range: ₹1,000 to ₹80,000 • Repayment period: Up to 365 days, depending on the actual credit usage period • Daily interest rate: Up to 0.05% per day • Maximum annual interest rate: 18.25% • Service fee: Up to 1% of the utilized amount • Interest on the unused limit: None • Service fee on the unused limit: None The terms available to each user may vary. The applicable amount, repayment period, interest rate, service fee, repayment obligation, and total amount payable are presented before confirmation. Cost Illustration The following example demonstrates how the cost of one credit usage may be calculated. Amount utilized: ₹5,000 Repayment period: 180 days Annual interest rate: 18.25% Daily interest rate: 0.05% Service fee: 1% of the utilized amount Interest: ₹5,000 × 18.25% ÷ 365 × 180 = ₹450 Service fee: ₹5,000 × 1% = ₹50 Principal: ₹5,000 Total interest: ₹450 Service fee: ₹50 Total cost of credit: ₹500 Total amount payable: ₹5,500 This example is provided for illustration only. Actual costs depend on the amount utilized, the applicable interest rate and service fee, the actual repayment period, and the terms presented to the user before confirmation. Repayment and Available Credit Users can review active repayment obligations and completed payment records within Credit Range. After a payment has been successfully received and processed, the corresponding portion of the credit limit may become available again. Future availability remains subject to the user’s account statu
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