CrediPonte: Compare Créditos

Store description excerpt

💼 ABOUT THE APP CrediPonte is a digital platform that allows you to compare personal loan options available in Brazil. Check amounts, interest rates, Total Effective Cost (TEC), and terms to choose an alternative that suits your needs. ⚠️ IMPORTANT NOTICE CrediPonte does not grant loans, approve applications, or make disbursements. We act as an intermediary and present products from external financial providers. The analysis, approval, contracting, and release of credit are the responsibility of the selected institution. Providers presented: • Jeitto – Digital Credit • NoVerde – Personal Loan • Crefisa + – Online Loans ⚙️ HOW IT WORKS 1. Register with your mobile phone number. 2. Fill in the requested information. 3. Compare the available options. 4. Analyze the amount, term, interest, TEC, and total to be paid. 5. Choose an option and continue the application on the provider's platform. CrediPonte does not charge for the comparison service nor does it request a deposit or advance payment. The provider will inform you of interest rates, IOF (Tax on Financial Operations), fees, CET (Total Effective Cost), and other costs before contracting. 💰 GENERAL CONDITIONS • Amount: from R$ 250.00 to R$ 8,000.00. • Term: from 91 days to 24 months. • Interest: from 1.5% to 22% per month. • Maximum annual rate: up to 987.22% per year. • Minimum age: 18 years. • Disbursement: to a Brazilian bank account or via Pix, subject to approval. Conditions vary according to the provider, the applicant's profile, and credit analysis. The CET includes interest, IOF, fees, and other applicable costs and will be presented before contracting. 📊 REPRESENTATIVE EXAMPLE • Amount requested: R$ 1,000.00. • Term: 6 months. • 6 installments of R$ 177.83. • Interest: 1.5% per month and 19.56% per year. • CET (Total Effective Cost): 24.92% per year. • Total cost of credit: R$ 66.98. • Total to pay: R$ 1,066.98. This example is for informational purposes only. Definitive amounts will be presented by the provider before contracting. Loan approval is subject to analysis and approval by the financial institution. 🔒 PRIVACY CrediPonte processes data in accordance with its Privacy Policy and the General Data Protection Law (LGPD). Necessary information will only be shared with the chosen provider, according to the stated purposes. ✅ RESPONSIBLE CREDIT Before taking out a loan, check interest rates, APR, installments, term, and total amount to be paid. Only request an amount you can afford to pay. Delays may result in interest, penalties, and other consequences stipulated in the contract. 📍 CONTACT For questions or requests, use the email address provided on this Google Play page. 🚀 DOWNLOAD CREDIPONTE Compare credit options in one place and make more informed financial decisions.

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