Crediclub

Store description excerpt

The Crediclub app is designed to make your life easier, giving you complete control of your finances. We don't complicate things here: with just a few clicks, you can save and invest your money and manage your loans with the security you deserve. Save and invest at your own pace, with no minimum amounts required. • Invest on demand and access your money whenever you need it. • Invest in terms from 28 to 364 days and receive your returns at the end of your chosen term. Clear loans that boost your business. • Personal Loan up to $500,000 MXN. • Group Loan to grow as a team. Learn about the terms of our Personal Loan. • Payment term: from 112 days (8 bi-weekly payments) to 731 days (24 months). • Annual Percentage Rate (APR): 301%. Representative loan example: For a loan of MXN $30,000 for 6 months (184 days), with an annual interest rate of 105% and monthly payments, the total amount to be paid is MXN $44,164.91. Six payments are made: five of MXN $7,346 and one of MXN $7,434.91. In case of non-payment within 4 business days after the due date, a fee of MXN $800 + VAT will be applied. Your debit and credit card, always with you. • Check your balance, transactions, and payment due dates (Crediclub Card) in real time. • Make your payments from anywhere. • Withdraw and transfer your money instantly (Crediclub Account). • Shop online securely with the dynamic CVV. Your security, our priority. Institution regulated by the CNBV and supervised by the CONDUSEF. Ratings: A+ from Moody's and HR Ratings A+. Protected savings of up to 25,000 UDIs through PROSOFIPO. Plus: • Instant and hassle-free SPEI transfers. • 100% digital account opening in minutes. • Expert guidance to help you make the best financial decisions. See terms, conditions, and fees at crediclub.com APR (Annual Percentage Rate). Average APR 137.2% excluding VAT. For informational purposes only. Calculation date: March 24, 2026. Offer valid from April 1, 2026, to September 30, 2026. Fixed annual interest rate before taxes. See terms, conditions, fees, and application requirements at www.crediclub.com.

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