Cash247: Personal Loan App
Android app by Cash247. Finance · Cash247
- Store rating
- Unknown
- Store rating count
- Unknown
- Download price
- Free to download
- In-app purchases
- Not listed in captured metadata
- Version
- 1.0.14
- Listing last refreshed
- 2026-09-12
View the original store listing
Store description excerpt
Cash247 Personal Loan App makes credit fast, easy, and hassle-free! Apply digitally and get instant loan approvals with a 100% online process. 👉 Please note: Cash247 is a digital platform (Lending Service Provider – LSP). All loans are sanctioned and disbursed solely by our RBI-registered NBFC partner, Meghdoot Mercantile Private Limited (RBI Registration No: B-05.03357). Our Lending Partner Meghdoot Mercantile Private Limited (https://meghdootmercantile.com/ ) RBI Registration Number: B-05.03357 What We Offer (through Meghdoot Mercantile Private Limited) ✅ Loan Amount: ₹5,000 – ₹2,00,000 (sanctioned by Meghdoot Mercantile Private Limited, RBI-registered NBFC) ✅ Interest Rates: 12% – 32.5% per annum ✅ Loan Tenure: 6 – 60 months ✅ Processing Fee: Up to 5.1% of the principal amount + GST ✅ Quick & Direct Transfer: Funds disbursed by our NBFC partner directly to your bank account ✅ No Collateral Required: Get a loan without pledging any security ✅ Foreclosure & Part-Prepayment Available ✅ Maximum APR – 30.15% Eligibility Criteria ✔ Indian Citizen ✔ Minimum Age: 22 years ✔ Minimum Monthly Personal Income: ₹20,000 ✔ Monthly Household Income: ₹25,000+ ✔ Valid Identity & Address Proof (Govt. Approved) ✔ Aadhaar-linked Mobile Number ✔ Salaried Employee with Permanent/Regular Status ✔ At least 2 Months Work Experience in Current Company (for Salaried Employees) Documents Required 📜 PAN Card 💰 Income Proof (Bank Statements Reflecting Monthly Income) Example of How a Loan Works (Illustrative) 💡 Loan sanctioned by Meghdoot Mercantile Private Limited: ₹2,00,000 for 3 years 💰 Processing Fee: ₹8,260 (3.5% + GST + ₹500 Stamp Duty) 📉 Interest Rate: 24% p.a. (on reducing principal balance) 💳 EMI: ₹8,020 per month 📊 Total Payable: ₹2,88,720 📌 Total Interest Paid: ₹80,460 📈 Annual Percentage Rate (APR): 30.15% Fees & Charges (as applied by NBFC partner) 💳 Foreclosure Charges: 4% of Principal Outstanding* + GST 💰 Part-Prepayment Charges: 4% of Principal Prepaid* + GST ⚠ EMI Bounce Charge (1st Day): 4% of Principal Overdue* or ₹500 (whichever is lower) 📌 Penal Charges (2–180 Days): 36% p.a. on Principal Overdue (+ GST if applicable) 🔹 Rounded to the nearest rupee How to Apply for a Personal Loan on Cash247 Personal Loan App 1️⃣ Download the Cash247 Personal Loan App 2️⃣ Sign up & Complete Your Profile 3️⃣ Upload Required Documents (Bank Statement, etc.) 4️⃣ Select Loan Amount & Tenure 5️⃣ Receive Cash in Your Bank Account (disbursed directly by Meghdoot Mercantile Private Limited) Our Policies Privacy Policy: https://www.cash247.in/privacy-policy Terms and Conditions: https://www.cash247.in/terms-and-conditions Privacy Policy of Meghdoot Mercantile Private Limited (NBFC): https://meghdootmercantile.com/privacy-policy Account Deletion: https://www.cash247.in/account-deletion Application Requirements 📱 Mobile Number 📧 Email 👤 Full Name 📅 Date of Birth & Gender 📇 PAN Card 🏢 Employment Type & Company Name 💵 Monthly Income 🏠 Ad
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