CardX

Store description excerpt

Legitimate loan services. Apply and transact conveniently and securely through the app. For cash, choose the CardX SPEEDY CASH cash withdrawal card. Upgrade! To the CardX FLEX credit card. Withdraw/transfer cash as before, plus features for swiping and installment payments! For a lump sum, choose the CardX SPEEDY LOAN personal loan. Exclusive online services all in one app: •Convert your credit limit to cash and transfer to your account* with 'Dee Jang'. •Withdraw cash without a card at SCB ATMs. •Check your card statement conveniently via e-Statement. •Choose your own bill payment method. •Set a new PIN for added security. CardX and SCB credit card customers can use their existing credit cards via the SCB EASY app as usual. •CardX Contact Center: 1468 •LINE: @CardXThailand •Website: cardx.co.th •Facebook: CardX Thailand CardX Co., Ltd. 9 Ratchadaphisek Road, Chatuchak Subdistrict, Chatuchak District, Bangkok 10900 Interest Rates and Repayment for CardX FLEX/CardX SPEEDY CASH •Maximum credit limit is no more than 3 times your monthly income and no more than 500,000 baht. •Minimum payment is 3% of the billed amount, but not less than 100 baht. If the total debt and interest are less than 100 baht, the actual amount plus the installment payment for goods/services will be charged, or the full amount of the billed sum will be paid. • Repayment Period: Minimum 4 months, Maximum 36 months. • 0% Installment Plan for Goods/Services: Minimum 3 months, Maximum 60 months with participating merchants. • Normal interest rate up to 25% per year. • Interest calculated on a reducing balance basis (Effective Rate) or a fixed rate (Flat Rate). • Interest is calculated daily according to the calendar year, not exceeding the interest rate set by the Bank of Thailand. Example: • Transaction date: September 20, 2069, Amount: 10,000 THB • Account statement date: September 25, 2069 • Interest rate: 22% per year • Interest calculated from the transaction date – account statement date = 6 days • Interest (10,000 x 22% x 6) / 365 = 36.16 THB Case of payment on schedule (by October 10, 2026): Debt amount as of September 25, 2026: Principal: 10,000.00 THB Interest: 36.16 THB Total debt as of September 25, 2026: 10,036.16 THB Minimum payment: 3% (Total debt – Amount exceeding credit limit – Outstanding balance) 3% x (10,036.16 - 0 - 0) = 301.06 THB + Amount exceeding credit limit + Outstanding balance = 0 THB Total minimum payment = 301.06 THB Case of non-payment by October 10, 2026, and no further withdrawals: Late payment interest rate = 22% + Late payment interest rate 3% = 25% Interest will be calculated from the closing date of the previous month. Due date of this month's statement closing = 30 days Debt balance as of October 25, 2069 Principal: 10,000.00 THB Current interest: (10,000 x 25% x 30) / 365 = 205.48 THB Previous interest: 36.16 THB Total debt as of October 25, 2069 = 10,241.64 THB Minimum payment: 3% (Total debt – Amount exceeding credit limit – Ou

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AppRill has captured 119 reviews for this app. This is a collected sample, separate from the store rating count. Latest review capture: 2026-09-18.

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